{
  "canonical_url": "https://lendb.ai/lender/sierra-pacific-mortgage-company-inc-1788",
  "lender": {
    "nmls_id": 1788,
    "slug": "sierra-pacific-mortgage-company-inc-1788",
    "canonical_url": "https://lendb.ai/lender/sierra-pacific-mortgage-company-inc-1788",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1788",
    "name": {
      "value": "Sierra Pacific Mortgage Company Inc",
      "source": "state_regulator",
      "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
      "verified_at": "2026-10-15"
    },
    "dba_names": [],
    "type": "other",
    "website": null,
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
      "verified_at": "2026-10-15"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2025-12",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0.721,
      "includes_brokered": true,
      "years": [
        {
          "year": 2025,
          "loans": 7177,
          "by_loan_type": {
            "conventional": 5310,
            "fha": 1506,
            "va": 260,
            "usda": 101
          },
          "purchase": 5920,
          "refinance": 1180,
          "other_purpose": 77,
          "jumbo": 58,
          "investor": 710,
          "volume_usd": 2832095000
        },
        {
          "year": 2024,
          "loans": 7598,
          "by_loan_type": {
            "conventional": 5150,
            "fha": 1841,
            "va": 489,
            "usda": 118
          },
          "purchase": 6388,
          "refinance": 968,
          "other_purpose": 242,
          "jumbo": 49,
          "investor": 851,
          "volume_usd": 2717490000
        }
      ],
      "top_states": [
        {
          "state": "CA",
          "loans": 2240
        },
        {
          "state": "TX",
          "loans": 592
        },
        {
          "state": "OR",
          "loans": 442
        },
        {
          "state": "KS",
          "loans": 368
        },
        {
          "state": "AZ",
          "loans": 301
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 1,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-15"
  }
}