{
  "canonical_url": "https://lendb.ai/lender/cornerstone-first-mortgage-292897",
  "lender": {
    "nmls_id": 292897,
    "slug": "cornerstone-first-mortgage-292897",
    "canonical_url": "https://lendb.ai/lender/cornerstone-first-mortgage-292897",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/292897",
    "name": {
      "value": "Cornerstone First Mortgage",
      "source": "lender_site",
      "source_url": "https://www.cornerstonefirst.com",
      "verified_at": "2026-10-15"
    },
    "dba_names": [],
    "type": "imb",
    "website": {
      "value": "https://www.cornerstonefirst.com",
      "source": "lender_site",
      "source_url": "https://www.cornerstonefirst.com",
      "verified_at": "2026-10-15"
    },
    "lo_directory_url": "https://encompasslending.com/loan-officers/",
    "hq_state": null,
    "loan_programs": {
      "value": [
        "fha",
        "first-time-buyer",
        "heloc",
        "investor",
        "jumbo",
        "low-credit",
        "new-construction",
        "renovation",
        "reverse",
        "self-employed",
        "usda",
        "va"
      ],
      "source": "lender_site",
      "source_url": "https://www.cornerstonefirst.com",
      "verified_at": "2026-10-15"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 7401,
          "by_loan_type": {
            "conventional": 5178,
            "fha": 1631,
            "va": 543,
            "usda": 49
          },
          "purchase": 5948,
          "refinance": 1452,
          "other_purpose": 1,
          "jumbo": 346,
          "investor": 1276,
          "volume_usd": 2905315000
        },
        {
          "year": 2024,
          "loans": 3719,
          "by_loan_type": {
            "conventional": 2422,
            "fha": 961,
            "va": 302,
            "usda": 34
          },
          "purchase": 3117,
          "refinance": 601,
          "other_purpose": 1,
          "jumbo": 121,
          "investor": 565,
          "volume_usd": 1440625000
        }
      ],
      "top_states": [
        {
          "state": "FL",
          "loans": 1568
        },
        {
          "state": "WA",
          "loans": 861
        },
        {
          "state": "CA",
          "loans": 706
        },
        {
          "state": "OH",
          "loans": 605
        },
        {
          "state": "NJ",
          "loans": 358
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 102,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-15"
  }
}