{
  "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
  "lender": {
    "nmls_id": 3038,
    "slug": "united-wholesale-mortgage-3038",
    "canonical_url": "https://lendb.ai/lender/united-wholesale-mortgage-3038",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3038",
    "name": {
      "value": "United Wholesale Mortgage (broker finder)",
      "source": "manual",
      "source_url": "https://www.uwm.com",
      "verified_at": "2026-10-08"
    },
    "dba_names": [],
    "type": "imb",
    "website": {
      "value": "https://www.uwm.com",
      "source": "manual",
      "source_url": "https://www.uwm.com",
      "verified_at": "2026-10-08"
    },
    "lo_directory_url": "https://www.mortgagematchup.com",
    "hq_state": null,
    "loan_programs": {
      "value": [
        "bank-statement",
        "construction",
        "dscr",
        "fha",
        "heloc",
        "investor",
        "jumbo",
        "low-credit",
        "non-qm",
        "physician",
        "usda",
        "va"
      ],
      "source": "manual",
      "source_url": "https://www.uwm.com",
      "verified_at": "2026-10-08"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 1,
      "includes_brokered": true,
      "years": [
        {
          "year": 2025,
          "loans": 407209,
          "by_loan_type": {
            "conventional": 247546,
            "fha": 87294,
            "va": 71372,
            "usda": 997
          },
          "purchase": 237397,
          "refinance": 169812,
          "other_purpose": 0,
          "jumbo": 8756,
          "investor": 29969,
          "volume_usd": 162047865000
        },
        {
          "year": 2024,
          "loans": 352572,
          "by_loan_type": {
            "conventional": 223657,
            "fha": 74402,
            "va": 53385,
            "usda": 1128
          },
          "purchase": 245038,
          "refinance": 107534,
          "other_purpose": 0,
          "jumbo": 9446,
          "investor": 26364,
          "volume_usd": 137867110000
        }
      ],
      "top_states": [
        {
          "state": "CA",
          "loans": 51894
        },
        {
          "state": "FL",
          "loans": 48370
        },
        {
          "state": "TX",
          "loans": 42285
        },
        {
          "state": "MI",
          "loans": 21570
        },
        {
          "state": "AZ",
          "loans": 18395
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 6,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-08"
  }
}