{
  "canonical_url": "https://lendb.ai/lender/royal-pacific-funding-corporation-320004",
  "lender": {
    "nmls_id": 320004,
    "slug": "royal-pacific-funding-corporation-320004",
    "canonical_url": "https://lendb.ai/lender/royal-pacific-funding-corporation-320004",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/320004",
    "name": {
      "value": "Royal Pacific Funding Corporation",
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "dba_names": [],
    "type": "other",
    "website": null,
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://www.sml.texas.gov/",
      "verified_at": "2026-10-13"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 1,
      "includes_brokered": true,
      "years": [
        {
          "year": 2025,
          "loans": 2244,
          "by_loan_type": {
            "conventional": 1560,
            "fha": 640,
            "va": 44,
            "usda": 0
          },
          "purchase": 1342,
          "refinance": 807,
          "other_purpose": 95,
          "jumbo": 110,
          "investor": 560,
          "volume_usd": 1186070000
        },
        {
          "year": 2024,
          "loans": 1880,
          "by_loan_type": {
            "conventional": 1373,
            "fha": 490,
            "va": 17,
            "usda": 0
          },
          "purchase": 1236,
          "refinance": 571,
          "other_purpose": 73,
          "jumbo": 85,
          "investor": 543,
          "volume_usd": 851380000
        }
      ],
      "top_states": [
        {
          "state": "CA",
          "loans": 1753
        },
        {
          "state": "FL",
          "loans": 82
        },
        {
          "state": "TX",
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        },
        {
          "state": "NV",
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        },
        {
          "state": "AZ",
          "loans": 34
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 2,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-13"
  }
}