{
  "canonical_url": "https://lendb.ai/lender/gold-star-mortgage-financial-group-3446",
  "lender": {
    "nmls_id": 3446,
    "slug": "gold-star-mortgage-financial-group-3446",
    "canonical_url": "https://lendb.ai/lender/gold-star-mortgage-financial-group-3446",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3446",
    "name": {
      "value": "Gold Star Mortgage Financial Group",
      "source": "manual",
      "source_url": "https://goldstarfinancial.com",
      "verified_at": "2026-10-08"
    },
    "dba_names": [],
    "type": "imb",
    "website": {
      "value": "https://goldstarfinancial.com",
      "source": "manual",
      "source_url": "https://goldstarfinancial.com",
      "verified_at": "2026-10-08"
    },
    "lo_directory_url": "https://goldstarfinancial.com/loan-officers",
    "hq_state": null,
    "loan_programs": {
      "value": [
        "1099-income",
        "bank-statement",
        "co-op",
        "condo-non-warrantable",
        "construction",
        "down-payment-assistance",
        "dscr",
        "fha",
        "first-time-buyer",
        "foreign-national",
        "investor",
        "itin",
        "jumbo",
        "manufactured",
        "mixed-use",
        "multi-family-2-4",
        "non-qm",
        "physician",
        "recent-credit-event",
        "reverse",
        "self-employed",
        "usda",
        "va"
      ],
      "source": "manual",
      "source_url": "https://goldstarfinancial.com",
      "verified_at": "2026-10-08"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0.253,
      "includes_brokered": true,
      "years": [
        {
          "year": 2025,
          "loans": 6890,
          "by_loan_type": {
            "conventional": 4185,
            "fha": 1997,
            "va": 635,
            "usda": 73
          },
          "purchase": 6044,
          "refinance": 823,
          "other_purpose": 23,
          "jumbo": 71,
          "investor": 310,
          "volume_usd": 2070620000
        },
        {
          "year": 2024,
          "loans": 5102,
          "by_loan_type": {
            "conventional": 3302,
            "fha": 1322,
            "va": 423,
            "usda": 55
          },
          "purchase": 4611,
          "refinance": 476,
          "other_purpose": 15,
          "jumbo": 76,
          "investor": 209,
          "volume_usd": 1620890000
        }
      ],
      "top_states": [
        {
          "state": "FL",
          "loans": 1346
        },
        {
          "state": "MI",
          "loans": 1280
        },
        {
          "state": "TX",
          "loans": 409
        },
        {
          "state": "IN",
          "loans": 363
        },
        {
          "state": "NV",
          "loans": 325
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 78,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-08"
  }
}