{
  "canonical_url": "https://lendb.ai/lender/penfed-credit-union-401822",
  "lender": {
    "nmls_id": 401822,
    "slug": "penfed-credit-union-401822",
    "canonical_url": "https://lendb.ai/lender/penfed-credit-union-401822",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/401822",
    "name": {
      "value": "PenFed Credit Union",
      "source": "manual",
      "source_url": "http://www.penfed.org",
      "verified_at": "2026-10-08"
    },
    "dba_names": [],
    "type": "credit_union",
    "website": {
      "value": "http://www.penfed.org",
      "source": "manual",
      "source_url": "http://www.penfed.org",
      "verified_at": "2026-10-08"
    },
    "lo_directory_url": null,
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "manual",
      "source_url": "http://www.penfed.org",
      "verified_at": "2026-10-08"
    },
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 3910,
          "by_loan_type": {
            "conventional": 1987,
            "fha": 285,
            "va": 1638,
            "usda": 0
          },
          "purchase": 2558,
          "refinance": 1219,
          "other_purpose": 133,
          "jumbo": 62,
          "investor": 113,
          "volume_usd": 1494770000
        },
        {
          "year": 2024,
          "loans": 3823,
          "by_loan_type": {
            "conventional": 1932,
            "fha": 325,
            "va": 1566,
            "usda": 0
          },
          "purchase": 2834,
          "refinance": 891,
          "other_purpose": 98,
          "jumbo": 85,
          "investor": 47,
          "volume_usd": 1470695000
        }
      ],
      "top_states": [
        {
          "state": "TX",
          "loans": 443
        },
        {
          "state": "VA",
          "loans": 413
        },
        {
          "state": "FL",
          "loans": 354
        },
        {
          "state": "PR",
          "loans": 229
        },
        {
          "state": "MD",
          "loans": 221
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 0,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-08"
  }
}