{
  "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
  "lender": {
    "nmls_id": 75164,
    "slug": "prosperity-home-mortgage-75164",
    "canonical_url": "https://lendb.ai/lender/prosperity-home-mortgage-75164",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/75164",
    "name": {
      "value": "Prosperity Home Mortgage",
      "source": "manual",
      "source_url": "https://www.phmloans.com",
      "verified_at": "2026-10-08"
    },
    "dba_names": [],
    "type": "imb",
    "website": {
      "value": "https://www.phmloans.com",
      "source": "manual",
      "source_url": "https://www.phmloans.com",
      "verified_at": "2026-10-08"
    },
    "lo_directory_url": "https://www.phmloans.com/find-us",
    "hq_state": null,
    "loan_programs": {
      "value": [],
      "source": "manual",
      "source_url": "https://www.phmloans.com",
      "verified_at": "2026-10-08"
    },
    "program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "activity": {
      "source": "HMDA",
      "source_name": "HMDA, FFIEC/CFPB",
      "source_url": "https://ffiec.cfpb.gov/data-publication/snapshot-national-loan-level-dataset/2025",
      "as_of_year": 2025,
      "scope": "Home loans the lender funded and reported under HMDA: closed-end mortgages on 1 to 4 unit homes (no home equity lines or reverse mortgages)",
      "third_party_share": 0,
      "includes_brokered": false,
      "years": [
        {
          "year": 2025,
          "loans": 20869,
          "by_loan_type": {
            "conventional": 15089,
            "fha": 3315,
            "va": 2403,
            "usda": 62
          },
          "purchase": 17394,
          "refinance": 3286,
          "other_purpose": 189,
          "jumbo": 669,
          "investor": 778,
          "volume_usd": 8025215000
        },
        {
          "year": 2024,
          "loans": 20115,
          "by_loan_type": {
            "conventional": 14705,
            "fha": 3439,
            "va": 1900,
            "usda": 71
          },
          "purchase": 17881,
          "refinance": 2082,
          "other_purpose": 152,
          "jumbo": 470,
          "investor": 607,
          "volume_usd": 7127935000
        }
      ],
      "top_states": [
        {
          "state": "PA",
          "loans": 2325
        },
        {
          "state": "VA",
          "loans": 2141
        },
        {
          "state": "MN",
          "loans": 1746
        },
        {
          "state": "NC",
          "loans": 1281
        },
        {
          "state": "MD",
          "loans": 1233
        }
      ],
      "note": "Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans."
    },
    "loan_officer_count": 85,
    "disciplinary_check": "not_checked",
    "disciplinary_actions": [],
    "last_verified_at": "2026-10-08"
  }
}