{
  "canonical_url": "https://lendb.ai/lo/robert-ring-1034016",
  "loan_officer": {
    "nmls_id": 1034016,
    "slug": "robert-ring-1034016",
    "canonical_url": "https://lendb.ai/lo/robert-ring-1034016",
    "md_url": "https://lendb.ai/lo/robert-ring-1034016.md",
    "json_url": "https://lendb.ai/lo/robert-ring-1034016.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1034016",
    "full_name": {
      "value": "Robert Ring",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Robert",
    "last_name": "Ring",
    "headshot_url": {
      "value": "https://thevault.ccm.com/asset/c0fa4853-3adf-437f-8a79-87444605d29b/Website/4055_Ring_1034016-jpg.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Robert entered mortgage lending during the 2013 refinance boom and has since helped borrowers with varied financing needs. He educates clients and sends personalized cost analyses and videos to guide them through mortgage choices.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Originator",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 0,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Petaluma",
      "branch_state": "CA",
      "branch_zip": "94954",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Petaluma",
        "branch_state": "CA",
        "branch_zip": "94954",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO144370",
        "status": "active",
        "issued_at": "2026-01-22",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "MI",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "NV",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "OH",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
        "verified_at": "2026-10-09"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2013",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Azusa Pacific University, music",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "other",
        "value": "Sends personalized cost analyses and videos to guide clients",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 14:07:51.45771+00",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/robert-ring-1034016#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/petaluma-ca-4055/robert-ring/",
      "verified_at": "2026-10-09"
    }
  }
}