{
  "canonical_url": "https://lendb.ai/lo/shawn-garner-1035302",
  "loan_officer": {
    "nmls_id": 1035302,
    "slug": "shawn-garner-1035302",
    "canonical_url": "https://lendb.ai/lo/shawn-garner-1035302",
    "md_url": "https://lendb.ai/lo/shawn-garner-1035302.md",
    "json_url": "https://lendb.ai/lo/shawn-garner-1035302.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1035302",
    "full_name": {
      "value": "Shawn Garner",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
      "verified_at": "2026-10-09"
    },
    "first_name": "Shawn",
    "last_name": "Garner",
    "headshot_url": {
      "value": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/desg-shawn-garner.jpg",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Branch Manager with 25+ years in mortgage industry specializing in first-time homebuyers and down payment assistance programs across Colorado.",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Branch Manager",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 13,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 3274,
      "lender_name": "Guild Mortgage",
      "lender_slug": "guild-mortgage-3274",
      "branch_city": "Centennial",
      "branch_state": "CO",
      "branch_zip": "80111",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3274,
        "lender_name": "Guild Mortgage",
        "lender_slug": "guild-mortgage-3274",
        "branch_city": "Centennial",
        "branch_state": "CO",
        "branch_zip": "80111",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100045411",
        "status": "active",
        "issued_at": "2013-07-10",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=144967&contact=220889",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "ID",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "MN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NM",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "WY",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "down-payment-assistance",
        "label": "Down payment assistance",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2001",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Started career as Loan Processor, worked through mortgage industry to Branch Manager",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 00:49:06.499132+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/shawn-garner-1035302#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/co/centennial/shawn-garner-905-desg.html",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2013,
      "state": "CO"
    },
    "federal_registration": null
  }
}