{
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      "source_url": "https://www.threepointmortgage.com/chris-cartwright",
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          "FL",
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        ],
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      },
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      "source_url": "https://www.threepointmortgage.com/chris-cartwright",
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    },
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      "value": "Senior Mortgage Broker",
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      "source_url": "https://www.threepointmortgage.com/chris-cartwright",
      "verified_at": "2026-10-15"
    },
    "languages": {
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      "source_url": "https://www.threepointmortgage.com/chris-cartwright",
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    },
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      "lender_slug": "three-point-mortgage-llc-2364254",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.threepointmortgage.com/chris-cartwright",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://www.threepointmortgage.com/chris-cartwright",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
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        "end_date": null,
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        "lender_type": "imb",
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        "source_url": "https://www.threepointmortgage.com/chris-cartwright",
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      }
    ],
    "licenses": [
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        "issued_at": "2022-12-21",
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        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
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        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2024-09-11",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100048889",
        "status": "active",
        "issued_at": "2014-02-12",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=144267&contact=272680",
        "verified_at": "2026-10-16",
        "confidence": "confirmed",
        "regulator": "co"
      },
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "1035504",
        "status": "inactive",
        "issued_at": "2013-08-22",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      },
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/chris-cartwright",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DBO1035504",
        "status": "active",
        "issued_at": "2013-07-26",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/chris-cartwright",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "non-qm",
        "label": "Non-QM loan",
        "evidence": "lender_page_text",
        "confidence": 0.26,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/chris-cartwright",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.26,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/chris-cartwright",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.2,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/chris-cartwright",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "dscr",
        "label": "DSCR loan",
        "evidence": "lender_page_text",
        "confidence": 0.09,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/chris-cartwright",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.09,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/chris-cartwright",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.09,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/chris-cartwright",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.09,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/chris-cartwright",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "refinance",
        "label": "Refinance",
        "evidence": "lender_page_text",
        "confidence": 0.09,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/chris-cartwright",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.09,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/chris-cartwright",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-24",
    "updated_at": "2026-10-24 19:28:56.294761+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/christopher-cartwright-1035504#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.threepointmortgage.com/chris-cartwright",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2013-07-26",
      "state": "CA"
    },
    "licensed_since": {
      "year": 2013,
      "state": "CA"
    },
    "federal_registration": null
  }
}