{
  "canonical_url": "https://lendb.ai/lo/jonathan-garcia-1077432",
  "loan_officer": {
    "nmls_id": 1077432,
    "slug": "jonathan-garcia-1077432",
    "canonical_url": "https://lendb.ai/lo/jonathan-garcia-1077432",
    "md_url": "https://lendb.ai/lo/jonathan-garcia-1077432.md",
    "json_url": "https://lendb.ai/lo/jonathan-garcia-1077432.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1077432",
    "full_name": {
      "value": "Jonathan Garcia",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/jonathan-garcia/",
      "verified_at": "2026-10-11"
    },
    "first_name": "Jonathan",
    "last_name": "Garcia",
    "headshot_url": {
      "value": "https://neighborhoodloans.com/wp-content/uploads/2025/01/Jonathon-Garcia-Headshot.jpg",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/jonathan-garcia/",
      "verified_at": "2026-10-11"
    },
    "bio": {
      "value": "Jonathan has over 15 years in the mortgage industry, starting in 2008, and has been licensed since 2015. They describe a focus on helping families achieve homeownership.",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/jonathan-garcia/",
      "verified_at": "2026-10-11"
    },
    "title": {
      "value": "Mortgage Loan Originator",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/jonathan-garcia/",
      "verified_at": "2026-10-11"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/jonathan-garcia/",
      "verified_at": "2026-10-11"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 15,
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/jonathan-garcia/",
      "verified_at": "2026-10-11"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 222982,
      "lender_name": "Neighborhood Loans",
      "lender_slug": "neighborhood-loans-222982",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://neighborhoodloans.com/jonathan-garcia/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/jonathan-garcia/",
      "verified_at": "2026-10-11"
    },
    "employment_history": [
      {
        "lender_nmls_id": 222982,
        "lender_name": "Neighborhood Loans",
        "lender_slug": "neighborhood-loans-222982",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://neighborhoodloans.com/jonathan-garcia/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/jonathan-garcia/",
        "verified_at": "2026-10-11"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "15",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/jonathan-garcia/",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "credential",
        "value": "Licensed since 2015",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/jonathan-garcia/",
        "verified_at": "2026-10-11"
      }
    ],
    "last_verified_at": "2026-10-11",
    "updated_at": "2026-10-11 04:54:09.765375+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jonathan-garcia-1077432#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/jgarcia/",
      "verified_at": "2026-10-11"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}