{
  "canonical_url": "https://lendb.ai/lo/charity-goode-1078755",
  "loan_officer": {
    "nmls_id": 1078755,
    "slug": "charity-goode-1078755",
    "canonical_url": "https://lendb.ai/lo/charity-goode-1078755",
    "md_url": "https://lendb.ai/lo/charity-goode-1078755.md",
    "json_url": "https://lendb.ai/lo/charity-goode-1078755.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1078755",
    "full_name": {
      "value": "Charity Goode",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Charity",
    "last_name": "Goode",
    "licensed_names": [
      {
        "name": "Charity Goode",
        "name_with_middle_initial": "Charity S. Goode",
        "first_name": "Charity",
        "middle_initial": "S",
        "last_name": "Goode",
        "states": [
          "FL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-09"
      }
    ],
    "headshot_url": {
      "value": "https://themortgageexchange.com/clients/2915/uploads/2026/03/3538B1B0-B396-4259-869A-33ED43A6E176.jpeg",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "For over 18 years, Charity Goode has helped families with homeownership. They are licensed in Tennessee, Mississippi and Florida and help clients across those states. They live in Tipton County, Tennessee.",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Mortgage Loan Originator",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 18,
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 1248883,
      "lender_name": "CME Lending Group LLC",
      "lender_slug": "cme-lending-group-llc-1248883",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1248883,
        "lender_name": "CME Lending Group LLC",
        "lender_slug": "cme-lending-group-llc-1248883",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://themortgageexchange.com/team-member/charity-goode/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO134170",
        "status": "active",
        "issued_at": "2024-12-20",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "MS",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "TN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "18",
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "service_area",
        "value": "Tennessee, Mississippi, Florida",
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 20:01:25.1882+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/charity-goode-1078755#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2024-12-20",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2024,
      "state": "FL"
    },
    "federal_registration": null
  }
}