{
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  "loan_officer": {
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    "md_url": "https://lendb.ai/lo/richard-lindsay-1085250.md",
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    },
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    "headshot_url": {
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      "verified_at": "2026-10-09"
    },
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      "verified_at": "2026-10-09"
    },
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      "verified_at": "2026-10-09"
    },
    "languages": {
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      "source_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
      "verified_at": "2026-10-09"
    },
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    "years_experience": {
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      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
      "verified_at": "2026-10-09"
    },
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    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
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      "lender_slug": "crosscountry-mortgage-3029",
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      "branch_zip": "63368",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
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        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Dardenne Prairie",
        "branch_state": "MO",
        "branch_zip": "63368",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO120452",
        "status": "active",
        "issued_at": "2023-06-02",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "IL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "IN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "KS",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "KY",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "MO",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "non-qm",
        "label": "Non-QM loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/rick-lindsay-3a463913/",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
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        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Military service: US Navy Submarine Force veteran; business owner and trainer in mortgage and financial services",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Certified Homes for Heroes Mortgage Consultant",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Supports Joshua Chamberlain Society (adopting fallen and wounded military heroes and families), Veteran's Community Project (transitional housing and re-integration training)",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 21:15:59.206101+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/richard-lindsay-1085250#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/dardenne-prairie-mo-3107/richard-lindsay/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2023,
      "state": "FL"
    },
    "federal_registration": null
  }
}