{
  "canonical_url": "https://lendb.ai/lo/derrick-makins-1092778",
  "loan_officer": {
    "nmls_id": 1092778,
    "slug": "derrick-makins-1092778",
    "canonical_url": "https://lendb.ai/lo/derrick-makins-1092778",
    "md_url": "https://lendb.ai/lo/derrick-makins-1092778.md",
    "json_url": "https://lendb.ai/lo/derrick-makins-1092778.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1092778",
    "full_name": {
      "value": "Derrick Makins Sr",
      "source": "lender_site",
      "source_url": "https://om-mortgage.com/our-team/derrick-makins-sr/",
      "verified_at": "2026-10-23"
    },
    "first_name": "Derrick",
    "last_name": "Makins Sr.",
    "licensed_names": [
      {
        "name": "Derrick Makins",
        "name_with_middle_initial": "Derrick J. Makins",
        "first_name": "Derrick",
        "middle_initial": "J",
        "last_name": "Makins",
        "states": [
          "FL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-09"
      }
    ],
    "headshot_url": null,
    "bio": {
      "value": "Derrick Makins Sr. has 14 years of experience in mortgage origination. They say they specialize in self-employed buyers and have expertise in alternative documentation. They host homebuyer workshops and work with local organizations on financial literacy.",
      "source": "lender_site",
      "source_url": "https://om-mortgage.com/our-team/derrick-makins-sr/",
      "verified_at": "2026-10-23"
    },
    "title": {
      "value": "Senior Loan Officer",
      "source": "lender_site",
      "source_url": "https://om-mortgage.com/our-team/derrick-makins-sr/",
      "verified_at": "2026-10-23"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://om-mortgage.com/our-team/derrick-makins-sr/",
      "verified_at": "2026-10-23"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 14,
      "source": "lender_site",
      "source_url": "https://om-mortgage.com/our-team/derrick-makins-sr/",
      "verified_at": "2026-10-23"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1972491,
      "lender_name": "OM Mortgage, LLC",
      "lender_slug": "om-mortgage-llc-1972491",
      "branch_city": "Tampa",
      "branch_state": "FL",
      "branch_zip": "33607",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://om-mortgage.com/our-team/derrick-makins-sr/",
      "lender_type": "other",
      "source": "lender_site",
      "source_url": "https://om-mortgage.com/our-team/derrick-makins-sr/",
      "verified_at": "2026-10-23"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1972491,
        "lender_name": "OM Mortgage, LLC",
        "lender_slug": "om-mortgage-llc-1972491",
        "branch_city": "Tampa",
        "branch_state": "FL",
        "branch_zip": "33607",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://om-mortgage.com/our-team/derrick-makins-sr/",
        "lender_type": "other",
        "source": "lender_site",
        "source_url": "https://om-mortgage.com/our-team/derrick-makins-sr/",
        "verified_at": "2026-10-23"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO35639",
        "status": "active",
        "issued_at": "2016-06-20",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      }
    ],
    "specialties": [
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://om-mortgage.com/our-team/derrick-makins-sr/",
        "verified_at": "2026-10-23"
      },
      {
        "slug": "non-qm",
        "label": "Non-QM loan",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://om-mortgage.com/our-team/derrick-makins-sr/",
        "verified_at": "2026-10-23"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "14",
        "source": "lender_site",
        "source_url": "https://om-mortgage.com/our-team/derrick-makins-sr/",
        "verified_at": "2026-10-23"
      },
      {
        "kind": "community",
        "value": "Hosts homebuyer workshops and partners with local organizations on financial literacy",
        "source": "lender_site",
        "source_url": "https://om-mortgage.com/our-team/derrick-makins-sr/",
        "verified_at": "2026-10-23"
      }
    ],
    "last_verified_at": "2026-10-23",
    "updated_at": "2026-10-23 07:42:11.441257+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/derrick-makins-1092778#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://om-mortgage.com/our-team/derrick-makins-sr/",
      "verified_at": "2026-10-23"
    },
    "earliest_license_record": {
      "date": "2016-06-20",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2016,
      "state": "FL"
    },
    "federal_registration": null
  }
}