{
  "canonical_url": "https://lendb.ai/lo/todd-mcdonald-1127688",
  "loan_officer": {
    "nmls_id": 1127688,
    "slug": "todd-mcdonald-1127688",
    "canonical_url": "https://lendb.ai/lo/todd-mcdonald-1127688",
    "md_url": "https://lendb.ai/lo/todd-mcdonald-1127688.md",
    "json_url": "https://lendb.ai/lo/todd-mcdonald-1127688.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1127688",
    "full_name": {
      "value": "Todd McDonald",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/todd-mcdonald/",
      "verified_at": "2026-10-11"
    },
    "first_name": "Todd",
    "last_name": "McDonald",
    "headshot_url": {
      "value": "https://neighborhoodloans.com/wp-content/uploads/2024/10/Todd-Headshot-scaled.jpeg",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/todd-mcdonald/",
      "verified_at": "2026-10-11"
    },
    "bio": {
      "value": "Todd has over 30 years of real estate and mortgage experience, with a strong focus on VA lending for military families and veterans.",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/todd-mcdonald/",
      "verified_at": "2026-10-11"
    },
    "title": {
      "value": "Branch Manager",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/todd-mcdonald/",
      "verified_at": "2026-10-11"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/todd-mcdonald/",
      "verified_at": "2026-10-11"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 30,
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/todd-mcdonald/",
      "verified_at": "2026-10-11"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 222982,
      "lender_name": "Neighborhood Loans",
      "lender_slug": "neighborhood-loans-222982",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://neighborhoodloans.com/todd-mcdonald/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/todd-mcdonald/",
      "verified_at": "2026-10-11"
    },
    "employment_history": [
      {
        "lender_nmls_id": 222982,
        "lender_name": "Neighborhood Loans",
        "lender_slug": "neighborhood-loans-222982",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://neighborhoodloans.com/todd-mcdonald/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/todd-mcdonald/",
        "verified_at": "2026-10-11"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/todd-mcdonald/",
        "verified_at": "2026-10-11"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "30",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/todd-mcdonald/",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "role",
        "value": "VP of Mortgage Lending, Longleaf Lending Team",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/todd-mcdonald/",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "education",
        "value": "The Citadel, class of 1992",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/todd-mcdonald/",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "community",
        "value": "School Board Trustee, Kershaw County School District",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/todd-mcdonald/",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "community",
        "value": "Lugoff Optimist Club member",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/todd-mcdonald/",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "community",
        "value": "Camden Rotary Club member",
        "source": "lender_site",
        "source_url": "https://neighborhoodloans.com/todd-mcdonald/",
        "verified_at": "2026-10-11"
      }
    ],
    "last_verified_at": "2026-10-11",
    "updated_at": "2026-10-11 05:07:26.406956+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/todd-mcdonald-1127688#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://neighborhoodloans.com/todd-mcdonald/",
      "verified_at": "2026-10-11"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}