{
  "canonical_url": "https://lendb.ai/lo/josue-hernandez-1130296",
  "loan_officer": {
    "nmls_id": 1130296,
    "slug": "josue-hernandez-1130296",
    "canonical_url": "https://lendb.ai/lo/josue-hernandez-1130296",
    "md_url": "https://lendb.ai/lo/josue-hernandez-1130296.md",
    "json_url": "https://lendb.ai/lo/josue-hernandez-1130296.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1130296",
    "full_name": {
      "value": "Josue Hernandez",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/josue-hernandez",
      "verified_at": "2026-10-09"
    },
    "first_name": "Josue",
    "last_name": "Hernandez",
    "headshot_url": {
      "value": "https://www.totalmortgage.com/_next/image?url=https%3A%2F%2Fwww.totalmortgage.com%2Fstatic%2Fuploads%2Fheadshots%2FJosue_Hernandez_1130296%2FJosue_Hernandez_1130296_1764094142420_small.jpg&w=640&q=75",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/josue-hernandez",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Josue has over a decade of mortgage industry experience and is committed to helping clients achieve financial stability and homeownership. He meets with borrowers face-to-face to understand their situation and place them in loans that fit their financial goals.",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/josue-hernandez",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Branch Manager",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/josue-hernandez",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [
        "es"
      ],
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/josue-hernandez",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 2764,
      "lender_name": "Total Mortgage Services",
      "lender_slug": "total-mortgage-services-2764",
      "branch_city": "Harrisonburg",
      "branch_state": "VA",
      "branch_zip": "22801",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.totalmortgage.com/bankers/josue-hernandez",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/josue-hernandez",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2764,
        "lender_name": "Total Mortgage Services",
        "lender_slug": "total-mortgage-services-2764",
        "branch_city": "Harrisonburg",
        "branch_state": "VA",
        "branch_zip": "22801",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.totalmortgage.com/bankers/josue-hernandez",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/josue-hernandez",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "over a decade",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/josue-hernandez",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Branch Manager at Total Mortgage",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/josue-hernandez",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:04:50.626524+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/josue-hernandez-1130296#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/josue-hernandez",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}