{
  "canonical_url": "https://lendb.ai/lo/tate-felts-117311",
  "loan_officer": {
    "nmls_id": 117311,
    "slug": "tate-felts-117311",
    "canonical_url": "https://lendb.ai/lo/tate-felts-117311",
    "md_url": "https://lendb.ai/lo/tate-felts-117311.md",
    "json_url": "https://lendb.ai/lo/tate-felts-117311.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/117311",
    "full_name": {
      "value": "Tate Felts",
      "source": "lender_site",
      "source_url": "https://www.southerntrust.com/tate-felts/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Tate",
    "last_name": "Felts",
    "headshot_url": null,
    "bio": {
      "value": "Tate Felts is a leading North Carolina and Virginia market professional recognized for fast underwriting and expertise in coastal lending. He specializes in serving first-time homebuyers and real estate investors with creative financing solutions in complex Outer Banks markets.",
      "source": "lender_site",
      "source_url": "https://www.southerntrust.com/tate-felts/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.southerntrust.com/tate-felts/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.southerntrust.com/tate-felts/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 2921,
      "lender_name": "Southern Trust Mortgage",
      "lender_slug": "southern-trust-mortgage-2921",
      "branch_city": "Southern Shores",
      "branch_state": "NC",
      "branch_zip": "27949",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.southerntrust.com/tate-felts/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.southerntrust.com/tate-felts/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2921,
        "lender_name": "Southern Trust Mortgage",
        "lender_slug": "southern-trust-mortgage-2921",
        "branch_city": "Southern Shores",
        "branch_state": "NC",
        "branch_zip": "27949",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.southerntrust.com/tate-felts/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.southerntrust.com/tate-felts/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.southerntrust.com/tate-felts/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.southerntrust.com/tate-felts/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.southerntrust.com/tate-felts/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.southerntrust.com/tate-felts/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "vacation-home",
        "label": "Vacation home",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://www.southerntrust.com/tate-felts/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Outer Banks, North Carolina and Virginia markets",
        "source": "lender_site",
        "source_url": "https://www.southerntrust.com/tate-felts/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 08:26:15.395334+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/tate-felts-117311#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.southerntrust.com/tate-felts/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}