{
  "canonical_url": "https://lendb.ai/lo/josh-stika-12013",
  "loan_officer": {
    "nmls_id": 12013,
    "slug": "josh-stika-12013",
    "canonical_url": "https://lendb.ai/lo/josh-stika-12013",
    "md_url": "https://lendb.ai/lo/josh-stika-12013.md",
    "json_url": "https://lendb.ai/lo/josh-stika-12013.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/12013",
    "full_name": {
      "value": "Josh Stika",
      "source": "lender_site",
      "source_url": "https://www.integritylending.com/josh-stika/",
      "verified_at": "2026-10-26"
    },
    "first_name": "Josh",
    "last_name": "Stika",
    "headshot_url": {
      "value": "https://www.integritylending.com/wp-content/uploads/2021/05/Josh-Stika.jpg",
      "source": "lender_site",
      "source_url": "https://www.integritylending.com/josh-stika/",
      "verified_at": "2026-10-26"
    },
    "bio": {
      "value": "Josh Stika is a mortgage loan officer licensed in UT and founder and president of Integrity First Lending. Their profile says they began in the mortgage industry in 2001, have coached over 100 loan officers, and were president of a Utah mortgage professionals association.",
      "source": "lender_site",
      "source_url": "https://www.integritylending.com/josh-stika/",
      "verified_at": "2026-10-26"
    },
    "title": {
      "value": "Founder & President, Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.integritylending.com/josh-stika/",
      "verified_at": "2026-10-26"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.integritylending.com/josh-stika/",
      "verified_at": "2026-10-26"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 1006977,
      "lender_name": "Integrity First Lending LLC",
      "lender_slug": "integrity-first-lending-llc-1006977",
      "branch_city": "South Jordan",
      "branch_state": "UT",
      "branch_zip": "84095",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.integritylending.com/josh-stika/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.integritylending.com/josh-stika/",
      "verified_at": "2026-10-26"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1006977,
        "lender_name": "Integrity First Lending LLC",
        "lender_slug": "integrity-first-lending-llc-1006977",
        "branch_city": "South Jordan",
        "branch_state": "UT",
        "branch_zip": "84095",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.integritylending.com/josh-stika/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.integritylending.com/josh-stika/",
        "verified_at": "2026-10-26"
      }
    ],
    "licenses": [
      {
        "state": "UT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.integritylending.com/josh-stika/",
        "verified_at": "2026-10-26",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2001",
        "source": "lender_site",
        "source_url": "https://www.integritylending.com/josh-stika/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "role",
        "value": "Founder and president of Integrity First Lending",
        "source": "lender_site",
        "source_url": "https://www.integritylending.com/josh-stika/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "role",
        "value": "Served as President of the Utah Association of Mortgage Professionals",
        "source": "lender_site",
        "source_url": "https://www.integritylending.com/josh-stika/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "other",
        "value": "Joint owner in two mortgage companies",
        "source": "lender_site",
        "source_url": "https://www.integritylending.com/josh-stika/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "other",
        "value": "Coached over 100 loan officers",
        "source": "lender_site",
        "source_url": "https://www.integritylending.com/josh-stika/",
        "verified_at": "2026-10-26"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 10:31:22.117893+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/josh-stika-12013#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.integritylending.com/josh-stika/",
      "verified_at": "2026-10-26"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}