{
  "canonical_url": "https://lendb.ai/lo/steven-chamas-1203230",
  "loan_officer": {
    "nmls_id": 1203230,
    "slug": "steven-chamas-1203230",
    "canonical_url": "https://lendb.ai/lo/steven-chamas-1203230",
    "md_url": "https://lendb.ai/lo/steven-chamas-1203230.md",
    "json_url": "https://lendb.ai/lo/steven-chamas-1203230.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1203230",
    "full_name": {
      "value": "Steven Chamas",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/steven-chamas/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Steven",
    "last_name": "Chamas",
    "headshot_url": {
      "value": "https://www.thefederalsavingsbank.com/wp-content/uploads/2025/09/1203230.jpg",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/steven-chamas/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Steven Chamas is a Sales Operations Manager. They have over 12 years in the mortgage and finance field and have worked with many of the biggest consumer direct lenders across the country. Originally from Metro Detroit, they now live in Nashville.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/steven-chamas/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Sales Operations Manager",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/steven-chamas/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/steven-chamas/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 12,
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/steven-chamas/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 411500,
      "lender_name": "The Federal Savings Bank",
      "lender_slug": "the-federal-savings-bank-411500",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/steven-chamas/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/steven-chamas/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "lender_slug": "the-federal-savings-bank-411500",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/steven-chamas/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/steven-chamas/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO127903",
        "status": "expired",
        "issued_at": "2024-04-17",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/",
        "verified_at": "2026-10-16"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "12",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/steven-chamas/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "role",
        "value": "roles spanning sales, operations, and leadership",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/steven-chamas/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "other",
        "value": "entered the field at age 19",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/steven-chamas/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "other",
        "value": "worked with many of the largest consumer direct lenders in the country",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/steven-chamas/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 10:21:53.217052+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/steven-chamas-1203230#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/steven-chamas/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": {
      "date": "2024-04-17",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2024,
      "state": "FL"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}