{
  "canonical_url": "https://lendb.ai/lo/rosa-hernandez-1209408",
  "loan_officer": {
    "nmls_id": 1209408,
    "slug": "rosa-hernandez-1209408",
    "canonical_url": "https://lendb.ai/lo/rosa-hernandez-1209408",
    "md_url": "https://lendb.ai/lo/rosa-hernandez-1209408.md",
    "json_url": "https://lendb.ai/lo/rosa-hernandez-1209408.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1209408",
    "full_name": {
      "value": "Rosa Isela Hernandez",
      "source": "state_regulator",
      "source_url": "https://mortgage.snmc.com/tx/dallas/rosa-isela-hernandez-1209408.html",
      "verified_at": "2026-10-15"
    },
    "first_name": "Rosa",
    "last_name": "Hernandez",
    "headshot_url": {
      "value": "https://rstatic.mortgage.snmc.com/locations/2257110_5001853_Rosa_Hernandez_Headshot.png",
      "source": "state_regulator",
      "source_url": "https://mortgage.snmc.com/tx/dallas/rosa-isela-hernandez-1209408.html",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Mortgage Loan Originator",
      "source": "state_regulator",
      "source_url": "https://mortgage.snmc.com/tx/dallas/rosa-isela-hernandez-1209408.html",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [
        "en",
        "es"
      ],
      "source": "state_regulator",
      "source_url": "https://mortgage.snmc.com/tx/dallas/rosa-isela-hernandez-1209408.html",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 12,
      "source": "lender_site",
      "source_url": "https://mortgage.snmc.com/tx/dallas/rosa-isela-hernandez-1209408.html",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 3116,
      "lender_name": "SecurityNational Mortgage Company",
      "lender_slug": "securitynational-mortgage-company-3116",
      "branch_city": "Dallas",
      "branch_state": "TX",
      "branch_zip": "75231",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://mortgage.snmc.com/tx/dallas/rosa-isela-hernandez-1209408.html",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://mortgage.snmc.com/tx/dallas/rosa-isela-hernandez-1209408.html",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3116,
        "lender_name": "SecurityNational Mortgage Company",
        "lender_slug": "securitynational-mortgage-company-3116",
        "branch_city": "Dallas",
        "branch_state": "TX",
        "branch_zip": "75231",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://mortgage.snmc.com/tx/dallas/rosa-isela-hernandez-1209408.html",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://mortgage.snmc.com/tx/dallas/rosa-isela-hernandez-1209408.html",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
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        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2021-05-21",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed"
      }
    ],
    "specialties": [
      {
        "slug": "down-payment-assistance",
        "label": "Down payment assistance",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://mortgage.snmc.com/tx/dallas/rosa-isela-hernandez-1209408.html",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://mortgage.snmc.com/tx/dallas/rosa-isela-hernandez-1209408.html",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://mortgage.snmc.com/tx/dallas/rosa-isela-hernandez-1209408.html",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://mortgage.snmc.com/tx/dallas/rosa-isela-hernandez-1209408.html",
        "verified_at": "2026-10-15"
      }
    ],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "12",
        "source": "lender_site",
        "source_url": "https://mortgage.snmc.com/tx/dallas/rosa-isela-hernandez-1209408.html",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "300 families helped",
        "source": "lender_site",
        "source_url": "https://mortgage.snmc.com/tx/dallas/rosa-isela-hernandez-1209408.html",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "community",
        "value": "supports local community",
        "source": "lender_site",
        "source_url": "https://mortgage.snmc.com/tx/dallas/rosa-isela-hernandez-1209408.html",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 18:21:43.168314+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/rosa-hernandez-1209408#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://mortgage.snmc.com/tx/dallas/rosa-isela-hernandez-1209408.html",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2021-05-21",
      "state": "TX"
    },
    "licensed_since": {
      "year": 2021,
      "state": "TX"
    },
    "federal_registration": null
  }
}