{
  "canonical_url": "https://lendb.ai/lo/shannon-horn-121410",
  "loan_officer": {
    "nmls_id": 121410,
    "slug": "shannon-horn-121410",
    "canonical_url": "https://lendb.ai/lo/shannon-horn-121410",
    "md_url": "https://lendb.ai/lo/shannon-horn-121410.md",
    "json_url": "https://lendb.ai/lo/shannon-horn-121410.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/121410",
    "full_name": {
      "value": "Shannon Horn",
      "source": "state_regulator",
      "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
      "verified_at": "2026-10-26"
    },
    "first_name": "Shannon",
    "last_name": "Horn",
    "licensed_names": [
      {
        "name": "Shannon Horn",
        "name_with_middle_initial": "Shannon D. Horn",
        "first_name": "Shannon",
        "middle_initial": "D",
        "last_name": "Horn",
        "states": [
          "OR",
          "TX"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-12"
      }
    ],
    "headshot_url": null,
    "bio": {
      "value": "Shannon Horn is a Senior Mortgage Advisor with almost two decades in the mortgage industry. Their specialty is reverse mortgages, and they also assist with forward mortgages, new construction and refinances. They are licensed in Oregon, Washington, Idaho, Texas and Arizona.",
      "source": "state_regulator",
      "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
      "verified_at": "2026-10-26"
    },
    "title": {
      "value": "Senior Mortgage Advisor",
      "source": "state_regulator",
      "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
      "verified_at": "2026-10-26"
    },
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
      "verified_at": "2026-10-26"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1770599,
      "lender_name": "Advantage Mortgage, Inc.",
      "lender_slug": "advantage-mortgage-inc-1770599",
      "branch_city": "Canby",
      "branch_state": "OR",
      "branch_zip": "97013",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
      "lender_type": "imb",
      "source": "state_regulator",
      "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
      "verified_at": "2026-10-26"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1770599,
        "lender_name": "Advantage Mortgage, Inc.",
        "lender_slug": "advantage-mortgage-inc-1770599",
        "branch_city": "Canby",
        "branch_state": "OR",
        "branch_zip": "97013",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26"
      }
    ],
    "licenses": [
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2024-01-31",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed",
        "regulator": "tx"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2010-07-31",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "or"
      },
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26",
        "confidence": "lender_reported"
      },
      {
        "state": "ID",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26",
        "confidence": "lender_reported"
      },
      {
        "state": "WA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "reverse",
        "label": "Reverse mortgage",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/shannon-horn-a3bb6212",
        "source": "lender_site",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "almost two decades",
        "source": "lender_site",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "role",
        "value": "Branch Manager",
        "source": "lender_site",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "education",
        "value": "Economics degree, Portland State University",
        "source": "lender_site",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "community",
        "value": "Host parent to 8 Rotary youth exchange students",
        "source": "lender_site",
        "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
        "verified_at": "2026-10-26"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 10:14:13.562874+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/shannon-horn-121410#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://findtheadvantage.com/loan-officer/shannon-horn/",
      "verified_at": "2026-10-26"
    },
    "earliest_license_record": {
      "date": "2010-07-31",
      "state": "OR"
    },
    "licensed_since": {
      "year": 2010,
      "state": "OR"
    },
    "federal_registration": null
  }
}