{
  "canonical_url": "https://lendb.ai/lo/michael-wilson-1241578",
  "loan_officer": {
    "nmls_id": 1241578,
    "slug": "michael-wilson-1241578",
    "canonical_url": "https://lendb.ai/lo/michael-wilson-1241578",
    "md_url": "https://lendb.ai/lo/michael-wilson-1241578.md",
    "json_url": "https://lendb.ai/lo/michael-wilson-1241578.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1241578",
    "full_name": {
      "value": "Michael Wilson",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/michael-wilson/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Michael",
    "last_name": "Wilson",
    "headshot_url": null,
    "bio": {
      "value": "Michael Wilson has over 12 years in the mortgage business. Their profile mentions Duquesne University and membership in Kappa Alpha Psi Fraternity, Incorporated. They were born in Philadelphia, PA and have traveled to 38 U.S. states.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/michael-wilson/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/michael-wilson/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/michael-wilson/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 12,
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/michael-wilson/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 55,
    "current_employment": {
      "lender_nmls_id": 411500,
      "lender_name": "The Federal Savings Bank",
      "lender_slug": "the-federal-savings-bank-411500",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/michael-wilson/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/michael-wilson/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "lender_slug": "the-federal-savings-bank-411500",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/michael-wilson/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/michael-wilson/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO46880",
        "status": "expired",
        "issued_at": "2017-09-07",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/",
        "verified_at": "2026-10-16"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "12",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/michael-wilson/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "education",
        "value": "Duquesne University",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/michael-wilson/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Member of Kappa Alpha Psi Fraternity, Incorporated",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/michael-wilson/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 09:52:49.948591+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/michael-wilson-1241578#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/michael-wilson/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": {
      "date": "2017-09-07",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2017,
      "state": "FL"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}