{
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  "loan_officer": {
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    "canonical_url": "https://lendb.ai/lo/gerriann-pelto-1271595",
    "md_url": "https://lendb.ai/lo/gerriann-pelto-1271595.md",
    "json_url": "https://lendb.ai/lo/gerriann-pelto-1271595.json",
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      "source": "lender_site",
      "source_url": "https://homeownersfg.com/gerripelto/",
      "verified_at": "2026-10-09"
    },
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    "headshot_url": {
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      "verified_at": "2026-10-09"
    },
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      "verified_at": "2026-10-09"
    },
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      "source_url": "https://homeownersfg.com/gerripelto/",
      "verified_at": "2026-10-09"
    },
    "languages": {
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      "source_url": "https://homeownersfg.com/gerripelto/",
      "verified_at": "2026-10-09"
    },
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      "source_url": "https://homeownersfg.com/gerripelto/",
      "verified_at": "2026-10-09"
    },
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    "claimed_at": null,
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      "branch_state": "CO",
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      "end_date": null,
      "lender_profile_url": "https://homeownersfg.com/gerripelto/",
      "lender_type": "imb",
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      "source_url": "https://homeownersfg.com/gerripelto/",
      "verified_at": "2026-10-09"
    },
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        "end_date": null,
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        "source_url": "https://homeownersfg.com/gerripelto/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
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        "license_type": "state_license",
        "license_number": "LO145435",
        "status": "active",
        "issued_at": "2026-03-02",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/gerripelto/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "ID",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/gerripelto/",
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        "confidence": "lender_reported"
      }
    ],
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      {
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        "source": "lender_site",
        "source_url": "https://homeownersfg.com/gerripelto/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "31",
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/gerripelto/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Seattle, Pacific Northwest, Munich, Denver, Colorado",
        "source": "lender_site",
        "source_url": "https://homeownersfg.com/gerripelto/",
        "verified_at": "2026-10-09"
      },
      {
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        "source": "lender_site",
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        "verified_at": "2026-10-09"
      },
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      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 08:05:05.482608+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/gerriann-pelto-1271595#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://homeownersfg.com/gerripelto/",
      "verified_at": "2026-10-09"
    },
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  }
}