{
  "canonical_url": "https://lendb.ai/lo/mary-babinski-1282054",
  "loan_officer": {
    "nmls_id": 1282054,
    "slug": "mary-babinski-1282054",
    "canonical_url": "https://lendb.ai/lo/mary-babinski-1282054",
    "md_url": "https://lendb.ai/lo/mary-babinski-1282054.md",
    "json_url": "https://lendb.ai/lo/mary-babinski-1282054.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1282054",
    "full_name": {
      "value": "Mary Babinski",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/florida/tampa/mary-babinski",
      "verified_at": "2026-10-09"
    },
    "first_name": "Mary",
    "last_name": "Babinski",
    "headshot_url": null,
    "bio": {
      "value": "Mary Babinski has been in mortgage lending since 1996, bringing three decades of experience to homebuyers across Florida and beyond. She has facilitated thousands of residential transactions spanning government loans, conventional financing, and complex scenarios, and has owned a mortgage franchise.",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/florida/tampa/mary-babinski",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Sr. Loan Officer / Sales Manager",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/florida/tampa/mary-babinski",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/florida/tampa/mary-babinski",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 11,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 2184,
      "lender_name": "Embrace Home Loans",
      "lender_slug": "embrace-home-loans-2184",
      "branch_city": "Tampa",
      "branch_state": "FL",
      "branch_zip": "33607",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.embracehomeloans.com/location/florida/tampa/mary-babinski",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/florida/tampa/mary-babinski",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2184,
        "lender_name": "Embrace Home Loans",
        "lender_slug": "embrace-home-loans-2184",
        "branch_city": "Tampa",
        "branch_state": "FL",
        "branch_zip": "33607",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.embracehomeloans.com/location/florida/tampa/mary-babinski",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/florida/tampa/mary-babinski",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO30015",
        "status": "active",
        "issued_at": "2015-06-01",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 1996",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/florida/tampa/mary-babinski",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "franchise owner",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/florida/tampa/mary-babinski",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Pasco County, Florida, and nationwide",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/florida/tampa/mary-babinski",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "quoted in The Wall Street Journal and Martha Stewart",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/florida/tampa/mary-babinski",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "mentor and trainer of loan officers",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/florida/tampa/mary-babinski",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 08:31:12.503852+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/mary-babinski-1282054#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/florida/tampa/mary-babinski",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2015,
      "state": "FL"
    },
    "federal_registration": null
  }
}