{
  "canonical_url": "https://lendb.ai/lo/joseph-allen-128834",
  "loan_officer": {
    "nmls_id": 128834,
    "slug": "joseph-allen-128834",
    "canonical_url": "https://lendb.ai/lo/joseph-allen-128834",
    "md_url": "https://lendb.ai/lo/joseph-allen-128834.md",
    "json_url": "https://lendb.ai/lo/joseph-allen-128834.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/128834",
    "full_name": {
      "value": "Joseph Allen",
      "source": "lender_site",
      "source_url": "https://www.quontic.com/help/loan-officers/joseph-allen/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Joseph",
    "last_name": "Allen",
    "headshot_url": null,
    "bio": {
      "value": "Joseph Allen has nearly 20 years in home mortgage lending and previously worked in real estate sales. They say their specialty is residential mortgages. They have closed more than $1 billion in loans since starting their career.",
      "source": "lender_site",
      "source_url": "https://www.quontic.com/help/loan-officers/joseph-allen/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "VP/Senior Mortgage Lending Officer",
      "source": "lender_site",
      "source_url": "https://www.quontic.com/help/loan-officers/joseph-allen/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.quontic.com/help/loan-officers/joseph-allen/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://www.quontic.com/help/loan-officers/joseph-allen/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 40,
    "current_employment": {
      "lender_nmls_id": 403503,
      "lender_name": "Quontic Bank",
      "lender_slug": "quontic-bank-403503",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.quontic.com/help/loan-officers/joseph-allen/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.quontic.com/help/loan-officers/joseph-allen/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 403503,
        "lender_name": "Quontic Bank",
        "lender_slug": "quontic-bank-403503",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.quontic.com/help/loan-officers/joseph-allen/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.quontic.com/help/loan-officers/joseph-allen/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/allenjoseph/",
        "source": "lender_site",
        "source_url": "https://www.quontic.com/help/loan-officers/joseph-allen/",
        "verified_at": "2026-10-16"
      }
    ],
    "disciplinary_actions": [],
    "media": [
      {
        "kind": "video_intro",
        "summary": "Joseph has a short recorded video intro on Quontic Bank's site.",
        "listen_url": "https://www.quontic.com/help/loan-officers/joseph-allen/",
        "duration_seconds": null,
        "source": "lender_site",
        "source_url": "https://www.quontic.com/help/loan-officers/joseph-allen/",
        "verified_at": "2026-10-16"
      }
    ],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://www.quontic.com/help/loan-officers/joseph-allen/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "other",
        "value": "Closed more than $1 billion in loans since beginning career",
        "source": "lender_site",
        "source_url": "https://www.quontic.com/help/loan-officers/joseph-allen/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "other",
        "value": "Previously worked in real estate sales",
        "source": "lender_site",
        "source_url": "https://www.quontic.com/help/loan-officers/joseph-allen/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-21 19:42:02.666463+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/joseph-allen-128834#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.quontic.com/help/loan-officers/joseph-allen/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}