{
  "canonical_url": "https://lendb.ai/lo/stephanie-david-walker-137004",
  "loan_officer": {
    "nmls_id": 137004,
    "slug": "stephanie-david-walker-137004",
    "canonical_url": "https://lendb.ai/lo/stephanie-david-walker-137004",
    "md_url": "https://lendb.ai/lo/stephanie-david-walker-137004.md",
    "json_url": "https://lendb.ai/lo/stephanie-david-walker-137004.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/137004",
    "full_name": {
      "value": "Stephanie David Walker",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
      "verified_at": "2026-10-09"
    },
    "first_name": "Stephanie",
    "last_name": "David Walker",
    "headshot_url": {
      "value": "https://www.embracehomeloans.com/media/0hedipea/swalker_bio72.jpg",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Stephanie has 20+ years of mortgage experience and focuses on serving first-time homebuyers, repeat buyers, and refinancing clients throughout Baltimore and surrounding communities. She prioritizes clear communication and sustainable homeownership.",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Senior Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 2184,
      "lender_name": "Embrace Home Loans",
      "lender_slug": "embrace-home-loans-2184",
      "branch_city": "Timonium",
      "branch_state": "MD",
      "branch_zip": "21093",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2184,
        "lender_name": "Embrace Home Loans",
        "lender_slug": "embrace-home-loans-2184",
        "branch_city": "Timonium",
        "branch_state": "MD",
        "branch_zip": "21093",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": "24276",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://data.pa.gov/d/tyxc-jyug",
        "verified_at": "2026-10-10",
        "confidence": "confirmed"
      },
      {
        "state": "DC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NJ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "other",
        "value": "Mortgage career began in 2001",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Previously worked as Juvenile Counselor for State of Maryland",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Baltimore, Maryland and surrounding communities; Timonium area",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Deeply connected to Baltimore community with extensive experience working alongside local housing and educational resources",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 08:34:03.639648+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/stephanie-david-walker-137004#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/maryland/timonium/stephanie-davidwalker",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}