{
  "canonical_url": "https://lendb.ai/lo/zoe-omidvar-1390718",
  "loan_officer": {
    "nmls_id": 1390718,
    "slug": "zoe-omidvar-1390718",
    "canonical_url": "https://lendb.ai/lo/zoe-omidvar-1390718",
    "md_url": "https://lendb.ai/lo/zoe-omidvar-1390718.md",
    "json_url": "https://lendb.ai/lo/zoe-omidvar-1390718.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1390718",
    "full_name": {
      "value": "Zoe Omidvar",
      "source": "lender_site",
      "source_url": "https://www.unfcu.org/us-home-ownership/find-representative/zoe-omidvar/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Zoe",
    "last_name": "Omidvar",
    "headshot_url": {
      "value": "https://www.unfcu.org/globalassets/photos/headshots/photo-mortgage-omidvar.jpg",
      "source": "lender_site",
      "source_url": "https://www.unfcu.org/us-home-ownership/find-representative/zoe-omidvar/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Zoe Omidvar is a Senior Mortgage Loan Officer in Mclean, VA. They have 10 years of mortgage industry experience and especially help first time home buyers. They have extensive experience with foreign nationals buying homes in the US, and hold a Bachelor of Arts in Economics from University of Tehran.",
      "source": "lender_site",
      "source_url": "https://www.unfcu.org/us-home-ownership/find-representative/zoe-omidvar/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Senior Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.unfcu.org/us-home-ownership/find-representative/zoe-omidvar/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.unfcu.org/us-home-ownership/find-representative/zoe-omidvar/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 10,
      "source": "lender_site",
      "source_url": "https://www.unfcu.org/us-home-ownership/find-representative/zoe-omidvar/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 456916,
      "lender_name": "United Nations Federal Credit Union",
      "lender_slug": "united-nations-federal-credit-union-456916",
      "branch_city": "Mclean",
      "branch_state": "VA",
      "branch_zip": "22102",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.unfcu.org/us-home-ownership/find-representative/zoe-omidvar/",
      "lender_type": "credit_union",
      "source": "lender_site",
      "source_url": "https://www.unfcu.org/us-home-ownership/find-representative/zoe-omidvar/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 456916,
        "lender_name": "United Nations Federal Credit Union",
        "lender_slug": "united-nations-federal-credit-union-456916",
        "branch_city": "Mclean",
        "branch_state": "VA",
        "branch_zip": "22102",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.unfcu.org/us-home-ownership/find-representative/zoe-omidvar/",
        "lender_type": "credit_union",
        "source": "lender_site",
        "source_url": "https://www.unfcu.org/us-home-ownership/find-representative/zoe-omidvar/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "foreign-national",
        "label": "Foreign national",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://www.unfcu.org/us-home-ownership/find-representative/zoe-omidvar/",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.unfcu.org/us-home-ownership/find-representative/zoe-omidvar/",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "10",
        "source": "lender_site",
        "source_url": "https://www.unfcu.org/us-home-ownership/find-representative/zoe-omidvar/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "education",
        "value": "Bachelor of Arts in Economics, University of Tehran (Iran)",
        "source": "lender_site",
        "source_url": "https://www.unfcu.org/us-home-ownership/find-representative/zoe-omidvar/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "education",
        "value": "Master of Arts in Urban Planning and Design, Qazvin University (Iran)",
        "source": "lender_site",
        "source_url": "https://www.unfcu.org/us-home-ownership/find-representative/zoe-omidvar/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "other",
        "value": "Mortgage financing at George Mason Mortgage before joining UNFCU",
        "source": "lender_site",
        "source_url": "https://www.unfcu.org/us-home-ownership/find-representative/zoe-omidvar/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 12:48:51.657333+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/zoe-omidvar-1390718#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.unfcu.org/us-home-ownership/find-representative/zoe-omidvar/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "credit_union",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}