{
  "canonical_url": "https://lendb.ai/lo/angela-rugado-1413149",
  "loan_officer": {
    "nmls_id": 1413149,
    "slug": "angela-rugado-1413149",
    "canonical_url": "https://lendb.ai/lo/angela-rugado-1413149",
    "md_url": "https://lendb.ai/lo/angela-rugado-1413149.md",
    "json_url": "https://lendb.ai/lo/angela-rugado-1413149.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1413149",
    "full_name": {
      "value": "Angela Rugado",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/angela-rugado",
      "verified_at": "2026-10-09"
    },
    "first_name": "Angela",
    "last_name": "Rugado",
    "headshot_url": {
      "value": "https://d3i17xsp2ml938.cloudfront.net/sso/kvX5g9dhoW411ZlupeftEsd8SPNBuPuErfyMB9u7.png",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/angela-rugado",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Angela specializes in diverse loan products including FHA, VA, USDA, and jumbo loans. She serves Carolina Beach and Wilmington, focusing on home purchase loans, refinancing, and tailored financing solutions for various borrower situations.",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/angela-rugado",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Originator",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/angela-rugado",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/angela-rugado",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 181106,
      "lender_name": "Barrett Financial Group",
      "lender_slug": "barrett-financial-181106",
      "branch_city": "Gilbert",
      "branch_state": "AZ",
      "branch_zip": "85297",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.barrettfinancial.com/angela-rugado",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/angela-rugado",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 181106,
        "lender_name": "Barrett Financial Group",
        "lender_slug": "barrett-financial-181106",
        "branch_city": "Gilbert",
        "branch_state": "AZ",
        "branch_zip": "85297",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.barrettfinancial.com/angela-rugado",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/angela-rugado",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/angela-rugado",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/angela-rugado",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "heloc",
        "label": "HELOC",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/angela-rugado",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Carolina Beach, Wilmington",
        "source": "lender_site",
        "source_url": "https://www.barrettfinancial.com/angela-rugado",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 02:06:29.114628+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/angela-rugado-1413149#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.barrettfinancial.com/angela-rugado",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}