{
  "canonical_url": "https://lendb.ai/lo/jennifer-thomas-1418151",
  "loan_officer": {
    "nmls_id": 1418151,
    "slug": "jennifer-thomas-1418151",
    "canonical_url": "https://lendb.ai/lo/jennifer-thomas-1418151",
    "md_url": "https://lendb.ai/lo/jennifer-thomas-1418151.md",
    "json_url": "https://lendb.ai/lo/jennifer-thomas-1418151.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1418151",
    "full_name": {
      "value": "Jennifer Thomas",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jen",
      "verified_at": "2026-10-09"
    },
    "first_name": "Jennifer",
    "last_name": "Thomas",
    "headshot_url": {
      "value": "https://v5.airtableusercontent.com/v3/u/58/58/1791554400000/_eCOjXx8TM30Q9vUP0vkSg/kyUjfFJkmFIz6duNVfrCfHOG4EaMXxxQDwMfgzPx2M-PNFqIOSznnQPRNJUE84wj6po7MpN14zxadUXeAE5eJlkzL3diMxiJW3wtkfiHTBQW31y-A8prYVNnecTV3HUiAkq8EtGqlVchz8AaeNDgC_jy0NvaQBYso-q6fQw30oI/qSPtemU-vveZm8q_d7JWr1Tdxrlhc2dzB3ARQqyNnSg",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jen",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Jennifer has over 25 years of mortgage lending experience across retail, wholesale, and brokerage roles. She relocated from Maui to Florida in 2024 and works with clients nationwide, specializing in primary homes, move-up purchases, and vacation properties.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jen",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jen",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jen",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jen",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 1839243,
      "lender_name": "Empire Home Loans",
      "lender_slug": "empire-home-loans-1839243",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.empirehomeloans.com/team/jen",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jen",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1839243,
        "lender_name": "Empire Home Loans",
        "lender_slug": "empire-home-loans-1839243",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.empirehomeloans.com/team/jen",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/jen",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO121557",
        "status": "active",
        "issued_at": "2023-07-17",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/jen",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Preferred mortgage lender for new homes at a major national home builder",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/jen",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Wholesale mortgage lender at a bank",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/jen",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 10:04:02.442833+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jennifer-thomas-1418151#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jen",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2023-07-17",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2023,
      "state": "FL"
    },
    "federal_registration": null
  }
}