{
  "canonical_url": "https://lendb.ai/lo/rani-zaghloul-1420475",
  "loan_officer": {
    "nmls_id": 1420475,
    "slug": "rani-zaghloul-1420475",
    "canonical_url": "https://lendb.ai/lo/rani-zaghloul-1420475",
    "md_url": "https://lendb.ai/lo/rani-zaghloul-1420475.md",
    "json_url": "https://lendb.ai/lo/rani-zaghloul-1420475.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1420475",
    "full_name": {
      "value": "Rani Zaghloul",
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/ca/san-diego/13275-black-mountain-rd-hla-1420475",
      "verified_at": "2026-10-09"
    },
    "first_name": "Rani",
    "last_name": "Zaghloul",
    "headshot_url": {
      "value": "http://a.mktgcdn.com/p/CRI59Fa6SI0bLB9tyrlc406l9hrZDZu1EbeIUm1GPTY/600x900.jpg",
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/ca/san-diego/13275-black-mountain-rd-hla-1420475",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Rani specializes in preapproval, self-employed lending, fixed and adjustable-rate mortgages, first-time homebuyer programs, and conforming and jumbo loans, serving the Carlsbad area.",
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/ca/san-diego/13275-black-mountain-rd-hla-1420475",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Home Lending Advisor",
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/ca/san-diego/13275-black-mountain-rd-hla-1420475",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/ca/san-diego/13275-black-mountain-rd-hla-1420475",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 399798,
      "lender_name": "JPMorgan Chase Bank (Chase Home Lending)",
      "lender_slug": "chase-399798",
      "branch_city": "San Diego",
      "branch_state": "CA",
      "branch_zip": "92129",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://homelendingadvisor.chase.com/ca/san-diego/13275-black-mountain-rd-hla-1420475",
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/ca/san-diego/13275-black-mountain-rd-hla-1420475",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 399798,
        "lender_name": "JPMorgan Chase Bank (Chase Home Lending)",
        "lender_slug": "chase-399798",
        "branch_city": "San Diego",
        "branch_state": "CA",
        "branch_zip": "92129",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://homelendingadvisor.chase.com/ca/san-diego/13275-black-mountain-rd-hla-1420475",
        "source": "lender_site",
        "source_url": "https://homelendingadvisor.chase.com/ca/san-diego/13275-black-mountain-rd-hla-1420475",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.35,
        "source": "lender_site",
        "source_url": "https://homelendingadvisor.chase.com/ca/san-diego/13275-black-mountain-rd-hla-1420475",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "self-employed",
        "label": "Self-employed",
        "evidence": "lender_page_text",
        "confidence": 0.35,
        "source": "lender_site",
        "source_url": "https://homelendingadvisor.chase.com/ca/san-diego/13275-black-mountain-rd-hla-1420475",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.13,
        "source": "lender_site",
        "source_url": "https://homelendingadvisor.chase.com/ca/san-diego/13275-black-mountain-rd-hla-1420475",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://homelendingadvisor.chase.com/ca/san-diego/13275-black-mountain-rd-hla-1420475",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://homelendingadvisor.chase.com/ca/san-diego/13275-black-mountain-rd-hla-1420475",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Carlsbad, CA area; additional locations in La Jolla, CA",
        "source": "lender_site",
        "source_url": "https://homelendingadvisor.chase.com/ca/san-diego/13275-black-mountain-rd-hla-1420475",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 11:57:48.604453+00",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/rani-zaghloul-1420475#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://homelendingadvisor.chase.com/ca/san-diego/13275-black-mountain-rd-hla-1420475",
      "verified_at": "2026-10-09"
    }
  }
}