{
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    "md_url": "https://lendb.ai/lo/joe-donovan-1450210.md",
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    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1450210",
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    },
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      "verified_at": "2026-10-09"
    },
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      "verified_at": "2026-10-09"
    },
    "languages": {
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      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
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    },
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      "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
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    },
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    "claimed_at": null,
    "profile_completeness": 95,
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      "lender_slug": "crosscountry-mortgage-3029",
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      "branch_zip": "30024",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
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        "lender_slug": "crosscountry-mortgage-3029",
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        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO144748",
        "status": "active",
        "issued_at": "2026-02-05",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "AL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "SC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "heloc",
        "label": "HELOC",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
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        "kind": "years_experience",
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        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "years_experience",
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        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
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        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
        "verified_at": "2026-10-09"
      },
      {
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        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "community",
        "value": "Member of Chapter 576 of the Military Order of the Purple Heart, a nonprofit supporting local veterans",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 12:48:53.37627+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/joe-donovan-1450210#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/suwanee-ga-4738/joe-donovan/",
      "verified_at": "2026-10-09"
    },
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      "year": 2026,
      "state": "FL"
    },
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  }
}