{
  "canonical_url": "https://lendb.ai/lo/jesse-gearheart-1519540",
  "loan_officer": {
    "nmls_id": 1519540,
    "slug": "jesse-gearheart-1519540",
    "canonical_url": "https://lendb.ai/lo/jesse-gearheart-1519540",
    "md_url": "https://lendb.ai/lo/jesse-gearheart-1519540.md",
    "json_url": "https://lendb.ai/lo/jesse-gearheart-1519540.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1519540",
    "full_name": {
      "value": "Jesse Gearheart",
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/jesse-gearheart",
      "verified_at": "2026-10-09"
    },
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    "last_name": "Gearheart",
    "headshot_url": {
      "value": "https://cdn.prod.website-files.com/695e62c5afd947215e7a7d42/69652ac6c6c9e9170415e7e2_rNF3vyGkuQ5WChslwgd_NZB8fNm-ySXhL19SkKFQsPg.jpeg",
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/jesse-gearheart",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Nearly a decade of mortgage experience at LeaderOne Financial. Specializes in primary home and investment property financing with expertise in real estate partnerships and investor financing.",
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/jesse-gearheart",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Sr. Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/jesse-gearheart",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/jesse-gearheart",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 5,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 12007,
      "lender_name": "LeaderOne Financial",
      "lender_slug": "leaderone-financial-12007",
      "branch_city": "Overland Park",
      "branch_state": "KS",
      "branch_zip": "66210",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.leaderonefinancial.com/mlo/jesse-gearheart",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/jesse-gearheart",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
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        "lender_name": "LeaderOne Financial",
        "lender_slug": "leaderone-financial-12007",
        "branch_city": "Overland Park",
        "branch_state": "KS",
        "branch_zip": "66210",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.leaderonefinancial.com/mlo/jesse-gearheart",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.leaderonefinancial.com/mlo/jesse-gearheart",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100521167",
        "status": "active",
        "issued_at": "2021-01-28",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=265463&contact=487740",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "KS",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.leaderonefinancial.com/mlo/jesse-gearheart",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "MO",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.leaderonefinancial.com/mlo/jesse-gearheart",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "OK",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.leaderonefinancial.com/mlo/jesse-gearheart",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "dscr",
        "label": "DSCR loan",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.leaderonefinancial.com/mlo/jesse-gearheart",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/jesse-gearheart-b2ba5b70/",
        "source": "lender_site",
        "source_url": "https://www.leaderonefinancial.com/mlo/jesse-gearheart",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "nearly a decade",
        "source": "lender_site",
        "source_url": "https://www.leaderonefinancial.com/mlo/jesse-gearheart",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Certified Divorce Lending Professional (CDLP)",
        "source": "lender_site",
        "source_url": "https://www.leaderonefinancial.com/mlo/jesse-gearheart",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Founding member of the nationally ranked Roller Mortgage Team",
        "source": "lender_site",
        "source_url": "https://www.leaderonefinancial.com/mlo/jesse-gearheart",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 08:12:59.308393+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jesse-gearheart-1519540#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/jesse-gearheart",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2021,
      "state": "CO"
    },
    "federal_registration": null
  }
}