{
  "canonical_url": "https://lendb.ai/lo/garrett-heisinger-1544634",
  "loan_officer": {
    "nmls_id": 1544634,
    "slug": "garrett-heisinger-1544634",
    "canonical_url": "https://lendb.ai/lo/garrett-heisinger-1544634",
    "md_url": "https://lendb.ai/lo/garrett-heisinger-1544634.md",
    "json_url": "https://lendb.ai/lo/garrett-heisinger-1544634.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1544634",
    "full_name": {
      "value": "Garrett Heisinger",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/garrett",
      "verified_at": "2026-10-09"
    },
    "first_name": "Garrett",
    "last_name": "Heisinger",
    "headshot_url": {
      "value": "https://v5.airtableusercontent.com/v3/u/58/58/1791554400000/89DaY63yZpAVr93MtbbgxQ/wONU11_Sycz36EKs5kWdcXtITbEaAR0hnqdAJxmLZgck37LaI2pYCUgw9mVWDgilTrUJ1ulKqnk6eHOR9tp5DGkb0GbK2DHsV2Buu07dtYFXAc8ty03Ukjid3k1fVFpCDJOHD4u0CwhN-shON3EcHmCkQF1F1APbveKih-FZREg/7_DrBSdvP5AHkaHdBoZLKvDqBPfNDMLTcDFGSkO4ceI",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/garrett",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Garrett moved to the Sacramento area 23 years ago and entered the mortgage industry in 2016, helping families with home financing. He resides in Elk Grove with his wife and two daughters.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/garrett",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/garrett",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/garrett",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1839243,
      "lender_name": "Empire Home Loans",
      "lender_slug": "empire-home-loans-1839243",
      "branch_city": "Fair Oaks",
      "branch_state": "CA",
      "branch_zip": "95628",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.empirehomeloans.com/team/garrett",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/garrett",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1839243,
        "lender_name": "Empire Home Loans",
        "lender_slug": "empire-home-loans-1839243",
        "branch_city": "Fair Oaks",
        "branch_state": "CA",
        "branch_zip": "95628",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.empirehomeloans.com/team/garrett",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/garrett",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 2016",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/garrett",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Elk Grove and Sacramento area",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/garrett",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 10:01:44.568479+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/garrett-heisinger-1544634#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/garrett",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}