{
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  "loan_officer": {
    "nmls_id": 155764,
    "slug": "bill-hardin-155764",
    "canonical_url": "https://lendb.ai/lo/bill-hardin-155764",
    "md_url": "https://lendb.ai/lo/bill-hardin-155764.md",
    "json_url": "https://lendb.ai/lo/bill-hardin-155764.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/155764",
    "full_name": {
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      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/johnson-city-tn-4521/william-hardin/",
      "verified_at": "2026-10-09"
    },
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    "headshot_url": {
      "value": "https://thevault.ccm.com/asset/2d7d82fc-feb0-42c5-9135-32d589d93bb8/Website/2811_Hardin_155764.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/johnson-city-tn-4521/william-hardin/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Bill has been helping first-time homebuyers achieve homeownership since 1996. He offers a variety of financing solutions including VA, FHA, conventional, renovation and first-time homebuyer programs.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/johnson-city-tn-4521/william-hardin/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Originating Branch Manager",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/johnson-city-tn-4521/william-hardin/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/johnson-city-tn-4521/william-hardin/",
      "verified_at": "2026-10-09"
    },
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    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
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      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "Johnson City",
      "branch_state": "TN",
      "branch_zip": "37615",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/johnson-city-tn-4521/william-hardin/",
      "lender_type": "imb",
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      "source_url": "https://crosscountrymortgage.com/johnson-city-tn-4521/william-hardin/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
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        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "Johnson City",
        "branch_state": "TN",
        "branch_zip": "37615",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/johnson-city-tn-4521/william-hardin/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/johnson-city-tn-4521/william-hardin/",
        "verified_at": "2026-10-09"
      }
    ],
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        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/johnson-city-tn-4521/william-hardin/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "SC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/johnson-city-tn-4521/william-hardin/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "TN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/johnson-city-tn-4521/william-hardin/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/johnson-city-tn-4521/william-hardin/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 1996",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/johnson-city-tn-4521/william-hardin/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 22:03:08.074368+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/bill-hardin-155764#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/johnson-city-tn-4521/william-hardin/",
      "verified_at": "2026-10-09"
    },
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    "licensed_since": null,
    "federal_registration": null
  }
}