{
  "canonical_url": "https://lendb.ai/lo/jamie-freeze-1580657",
  "loan_officer": {
    "nmls_id": 1580657,
    "slug": "jamie-freeze-1580657",
    "canonical_url": "https://lendb.ai/lo/jamie-freeze-1580657",
    "md_url": "https://lendb.ai/lo/jamie-freeze-1580657.md",
    "json_url": "https://lendb.ai/lo/jamie-freeze-1580657.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1580657",
    "full_name": {
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      "source": "lender_site",
      "source_url": "https://www.ruoff.com/JamieFreeze",
      "verified_at": "2026-10-09"
    },
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      "source_url": "https://www.ruoff.com/JamieFreeze",
      "verified_at": "2026-10-09"
    },
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      "source_url": "https://www.ruoff.com/JamieFreeze",
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    },
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    },
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      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/jamie-freeze-1580657",
      "verified_at": "2026-10-09"
    },
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    "claimed_at": null,
    "profile_completeness": 50,
    "current_employment": {
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      "lender_name": "Ruoff Mortgage",
      "lender_slug": "ruoff-mortgage-141868",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.ruoff.com/JamieFreeze",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.ruoff.com/JamieFreeze",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
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        "lender_name": "Ruoff Mortgage",
        "lender_slug": "ruoff-mortgage-141868",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.ruoff.com/JamieFreeze",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/JamieFreeze",
        "verified_at": "2026-10-09"
      },
      {
        "lender_nmls_id": 2289,
        "lender_name": "Fairway Independent Mortgage Corporation",
        "lender_slug": "fairway-independent-mortgage-2289",
        "branch_city": "Garrett",
        "branch_state": "IN",
        "branch_zip": "46738",
        "start_date": null,
        "end_date": "2026-10-10",
        "lender_profile_url": "https://www.fairway.com/lo/jamie-freeze-1580657",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/jamie-freeze-1580657",
        "verified_at": "2026-10-09"
      },
      {
        "lender_nmls_id": 141868,
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        "lender_slug": "ruoff-mortgage-141868",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": "2026-10-09",
        "lender_profile_url": "https://www.ruoff.com/JamieFreeze",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/JamieFreeze",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
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        "license_type": "state_license",
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        "status": "expired",
        "issued_at": "2024-04-19",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "IN",
        "license_type": "state_license",
        "license_number": "33333",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/JamieFreeze",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "MI",
        "license_type": "state_license",
        "license_number": "1580657",
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/jamie-freeze-1580657",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/JamieFreeze",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "OH",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/JamieFreeze",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "13",
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/jamie-freeze-1580657",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Florida, Michigan, Indiana",
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/jamie-freeze-1580657",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Scotsman Guide Top Mortgage Lenders",
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/JamieFreeze",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Georgia, Indiana, Ohio",
        "source": "lender_site",
        "source_url": "https://www.ruoff.com/JamieFreeze",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 07:33:43.96304+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jamie-freeze-1580657#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.ruoff.com/JamieFreeze",
      "verified_at": "2026-10-09"
    },
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      "state": "FL"
    },
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    },
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  }
}