{
  "canonical_url": "https://lendb.ai/lo/miriam-talob-1605412",
  "loan_officer": {
    "nmls_id": 1605412,
    "slug": "miriam-talob-1605412",
    "canonical_url": "https://lendb.ai/lo/miriam-talob-1605412",
    "md_url": "https://lendb.ai/lo/miriam-talob-1605412.md",
    "json_url": "https://lendb.ai/lo/miriam-talob-1605412.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1605412",
    "full_name": {
      "value": "Miriam Talob",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/san-diego-ca-4018/miriam-talob/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Miriam",
    "last_name": "Talob",
    "headshot_url": {
      "value": "https://thevault.ccm.com/asset/d3b43e10-d9b0-449c-95ed-614149b95771/Website/4018_Talob_.jpg",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/san-diego-ca-4018/miriam-talob/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Miriam serves the San Diego community with expert advice and personal touch. She is based in the community and understands the local market, providing clear answers and reliable support from application through closing.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/san-diego-ca-4018/miriam-talob/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Advisor",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/san-diego-ca-4018/miriam-talob/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/san-diego-ca-4018/miriam-talob/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 3029,
      "lender_name": "CrossCountry Mortgage",
      "lender_slug": "crosscountry-mortgage-3029",
      "branch_city": "San Diego",
      "branch_state": "CA",
      "branch_zip": "92108",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/san-diego-ca-4018/miriam-talob/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/san-diego-ca-4018/miriam-talob/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "San Diego",
        "branch_state": "CA",
        "branch_zip": "92108",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/san-diego-ca-4018/miriam-talob/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/san-diego-ca-4018/miriam-talob/",
        "verified_at": "2026-10-09"
      },
      {
        "lender_nmls_id": 2289,
        "lender_name": "Fairway Independent Mortgage Corporation",
        "lender_slug": "fairway-independent-mortgage-2289",
        "branch_city": "San Diego",
        "branch_state": "CA",
        "branch_zip": "92104",
        "start_date": null,
        "end_date": "2026-10-09",
        "lender_profile_url": "https://www.fairway.com/lo/miriam-talob-1605412",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.fairway.com/lo/miriam-talob-1605412",
        "verified_at": "2026-10-09"
      },
      {
        "lender_nmls_id": 3029,
        "lender_name": "CrossCountry Mortgage",
        "lender_slug": "crosscountry-mortgage-3029",
        "branch_city": "San Diego",
        "branch_state": "CA",
        "branch_zip": "92108",
        "start_date": null,
        "end_date": "2026-10-09",
        "lender_profile_url": "https://crosscountrymortgage.com/san-diego-ca-4018/miriam-talob/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/san-diego-ca-4018/miriam-talob/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/san-diego-ca-4018/miriam-talob/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "San Diego, CA community",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/san-diego-ca-4018/miriam-talob/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 23:43:03.927915+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/miriam-talob-1605412#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.fairway.com/lo/miriam-talob-1605412",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}