{
  "canonical_url": "https://lendb.ai/lo/john-picone-1629612",
  "loan_officer": {
    "nmls_id": 1629612,
    "slug": "john-picone-1629612",
    "canonical_url": "https://lendb.ai/lo/john-picone-1629612",
    "md_url": "https://lendb.ai/lo/john-picone-1629612.md",
    "json_url": "https://lendb.ai/lo/john-picone-1629612.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1629612",
    "full_name": {
      "value": "John \"JP\" Picone",
      "source": "lender_site",
      "source_url": "https://homeloanexp.com/loan-officer/john-jp-picone",
      "verified_at": "2026-10-15"
    },
    "first_name": "John",
    "last_name": "Picone",
    "headshot_url": null,
    "bio": {
      "value": "JP Picone reports over 27 years in the financial industry. They have been involved in commercial and residential mortgages, loan modifications and business loans for 12 years. Their page says they assist Veterans and first-time home buyers.",
      "source": "lender_site",
      "source_url": "https://homeloanexp.com/loan-officer/john-jp-picone",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Vice President / Chief Compliance Officer",
      "source": "lender_site",
      "source_url": "https://homeloanexp.com/loan-officer/john-jp-picone",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://homeloanexp.com/loan-officer/john-jp-picone",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 27,
      "source": "lender_site",
      "source_url": "https://homeloanexp.com/loan-officer/john-jp-picone",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 1458838,
      "lender_name": "Home Loan Experts, LLC",
      "lender_slug": "home-loan-experts-llc-1458838",
      "branch_city": "San Antonio",
      "branch_state": "TX",
      "branch_zip": "78216",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://homeloanexp.com/loan-officer/john-jp-picone",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://homeloanexp.com/loan-officer/john-jp-picone",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1458838,
        "lender_name": "Home Loan Experts, LLC",
        "lender_slug": "home-loan-experts-llc-1458838",
        "branch_city": "San Antonio",
        "branch_state": "TX",
        "branch_zip": "78216",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://homeloanexp.com/loan-officer/john-jp-picone",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://homeloanexp.com/loan-officer/john-jp-picone",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO44610",
        "status": "active",
        "issued_at": "2017-06-22",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.5,
        "source": "lender_site",
        "source_url": "https://homeloanexp.com/loan-officer/john-jp-picone",
        "verified_at": "2026-10-15"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.5,
        "source": "lender_site",
        "source_url": "https://homeloanexp.com/loan-officer/john-jp-picone",
        "verified_at": "2026-10-15"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "27",
        "source": "lender_site",
        "source_url": "https://homeloanexp.com/loan-officer/john-jp-picone",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "Has received numerous financial accolades for exceeding sales goals",
        "source": "lender_site",
        "source_url": "https://homeloanexp.com/loan-officer/john-jp-picone",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 18:00:33.561459+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/john-picone-1629612#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://homeloanexp.com/loan-officer/john-jp-picone",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2017-06-22",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2017,
      "state": "FL"
    },
    "federal_registration": null
  }
}