{
  "canonical_url": "https://lendb.ai/lo/ryan-kawelaske-1698477",
  "loan_officer": {
    "nmls_id": 1698477,
    "slug": "ryan-kawelaske-1698477",
    "canonical_url": "https://lendb.ai/lo/ryan-kawelaske-1698477",
    "md_url": "https://lendb.ai/lo/ryan-kawelaske-1698477.md",
    "json_url": "https://lendb.ai/lo/ryan-kawelaske-1698477.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1698477",
    "full_name": {
      "value": "Ryan Kawelaske",
      "source": "lender_site",
      "source_url": "https://www.veteransunited.com/lo/ryan-kawelaske/",
      "verified_at": "2026-10-10"
    },
    "first_name": "Ryan",
    "last_name": "Kawelaske",
    "headshot_url": {
      "value": "https://www.veteransunited.com/assets/craft/images/loanofficers/ryan-kawelaske/1698477.jpg",
      "source": "lender_site",
      "source_url": "https://www.veteransunited.com/lo/ryan-kawelaske/",
      "verified_at": "2026-10-10"
    },
    "bio": {
      "value": "Ryan is originally from St. Louis and studied finance at the University of Missouri. Ryan is motivated by helping people who have served the country with one of life's most important purchases.",
      "source": "lender_site",
      "source_url": "https://www.veteransunited.com/lo/ryan-kawelaske/",
      "verified_at": "2026-10-10"
    },
    "title": {
      "value": "Loan Officer Team Lead",
      "source": "lender_site",
      "source_url": "https://www.veteransunited.com/lo/ryan-kawelaske/",
      "verified_at": "2026-10-10"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.veteransunited.com/lo/ryan-kawelaske/",
      "verified_at": "2026-10-10"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1907,
      "lender_name": "Veterans United Home Loans",
      "lender_slug": "veterans-united-home-loans-1907",
      "branch_city": "Lenexa",
      "branch_state": "KS",
      "branch_zip": "66219",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.veteransunited.com/lo/ryan-kawelaske/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.veteransunited.com/lo/ryan-kawelaske/",
      "verified_at": "2026-10-10"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1907,
        "lender_name": "Veterans United Home Loans",
        "lender_slug": "veterans-united-home-loans-1907",
        "branch_city": "Lenexa",
        "branch_state": "KS",
        "branch_zip": "66219",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.veteransunited.com/lo/ryan-kawelaske/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.veteransunited.com/lo/ryan-kawelaske/",
        "verified_at": "2026-10-10"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO74455",
        "status": "active",
        "issued_at": "2020-09-17",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2018-02-12",
        "source": "state_regulator",
        "source_url": "https://www.sml.texas.gov/",
        "verified_at": "2026-10-13",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "fha",
        "label": "FHA loan",
        "lender_nmls_id": 1907,
        "lender_name": "Veterans United Home Loans",
        "source": "lender_site",
        "source_url": "https://www.veteransunited.com",
        "verified_at": "2026-10-10"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "lender_nmls_id": 1907,
        "lender_name": "Veterans United Home Loans",
        "source": "lender_site",
        "source_url": "https://www.veteransunited.com",
        "verified_at": "2026-10-10"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "lender_nmls_id": 1907,
        "lender_name": "Veterans United Home Loans",
        "source": "lender_site",
        "source_url": "https://www.veteransunited.com",
        "verified_at": "2026-10-10"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "lender_nmls_id": 1907,
        "lender_name": "Veterans United Home Loans",
        "source": "lender_site",
        "source_url": "https://www.veteransunited.com",
        "verified_at": "2026-10-10"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "lender_nmls_id": 1907,
        "lender_name": "Veterans United Home Loans",
        "source": "lender_site",
        "source_url": "https://www.veteransunited.com",
        "verified_at": "2026-10-10"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 1907,
        "lender_name": "Veterans United Home Loans",
        "source": "lender_site",
        "source_url": "https://www.veteransunited.com",
        "verified_at": "2026-10-10"
      }
    ],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "education",
        "value": "University of Missouri, studied Finance",
        "source": "lender_site",
        "source_url": "https://www.veteransunited.com/lo/ryan-kawelaske/",
        "verified_at": "2026-10-10"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 15:45:45.876635+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/ryan-kawelaske-1698477#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.veteransunited.com/lo/ryan-kawelaske/",
      "verified_at": "2026-10-10"
    },
    "earliest_license_record": {
      "date": "2018-02-12",
      "state": "TX"
    },
    "licensed_since": {
      "year": 2018,
      "state": "TX"
    },
    "federal_registration": null
  }
}