{
  "canonical_url": "https://lendb.ai/lo/charles-pereida-173308",
  "loan_officer": {
    "nmls_id": 173308,
    "slug": "charles-pereida-173308",
    "canonical_url": "https://lendb.ai/lo/charles-pereida-173308",
    "md_url": "https://lendb.ai/lo/charles-pereida-173308.md",
    "json_url": "https://lendb.ai/lo/charles-pereida-173308.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/173308",
    "full_name": {
      "value": "Charles Pereida",
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/apereida/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Charles",
    "last_name": "Pereida",
    "headshot_url": null,
    "bio": null,
    "title": {
      "value": "Trusted Mortgage Advisor",
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/apereida/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/apereida/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 45,
    "current_employment": {
      "lender_nmls_id": 135622,
      "lender_name": "C2 Financial Corporation",
      "lender_slug": "c2-financial-corporation-135622",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://c2financial.com/find-a-loan-officer/apereida/",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/apereida/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 135622,
        "lender_name": "C2 Financial Corporation",
        "lender_slug": "c2-financial-corporation-135622",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://c2financial.com/find-a-loan-officer/apereida/",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/apereida/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO64626",
        "status": "expired",
        "issued_at": "2019-10-03",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100513965",
        "status": "inactive",
        "issued_at": "2019-04-12",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=232235&contact=452239",
        "verified_at": "2026-10-10",
        "confidence": "confirmed"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/apereida/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "California",
        "source": "lender_site",
        "source_url": "https://c2financial.com/find-a-loan-officer/apereida/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:50:17.608668+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/charles-pereida-173308#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://c2financial.com/find-a-loan-officer/apereida/",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2019-04-12",
      "state": "CO"
    },
    "licensed_since": {
      "year": 2019,
      "state": "CO"
    },
    "federal_registration": null
  }
}