{
  "canonical_url": "https://lendb.ai/lo/shirley-clough-175716",
  "loan_officer": {
    "nmls_id": 175716,
    "slug": "shirley-clough-175716",
    "canonical_url": "https://lendb.ai/lo/shirley-clough-175716",
    "md_url": "https://lendb.ai/lo/shirley-clough-175716.md",
    "json_url": "https://lendb.ai/lo/shirley-clough-175716.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/175716",
    "full_name": {
      "value": "Shirley Clough",
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/shirley-clough/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Shirley",
    "last_name": "Clough",
    "headshot_url": {
      "value": "https://caliberamp.dmplocal.com/files/form_images/4d/ce/e7/655/0.21662800_1598034118-Shirley-02a_002.jpg",
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/shirley-clough/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Shirley Clough has been a mortgage loan consultant for more than 30 years, specializing in renovation lending and offering solutions including conventional, FHA, VA, and renovation loans for homebuyers, homeowners, investment properties, and self-employed borrowers.",
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/shirley-clough/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Consultant",
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/shirley-clough/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/shirley-clough/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 30,
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/shirley-clough/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
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      "lender_name": "Newrez",
      "lender_slug": "newrez-3013",
      "branch_city": "Seattle",
      "branch_state": "WA",
      "branch_zip": "98144",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.newrez.com/find-loan-officer/shirley-clough/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/shirley-clough/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3013,
        "lender_name": "Newrez",
        "lender_slug": "newrez-3013",
        "branch_city": "Seattle",
        "branch_state": "WA",
        "branch_zip": "98144",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.newrez.com/find-loan-officer/shirley-clough/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.newrez.com/find-loan-officer/shirley-clough/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.newrez.com/find-loan-officer/shirley-clough/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.newrez.com/find-loan-officer/shirley-clough/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/shirley-clough-mlo-175716-12991313/",
        "source": "lender_site",
        "source_url": "https://www.newrez.com/find-loan-officer/shirley-clough/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "30",
        "source": "lender_site",
        "source_url": "https://www.newrez.com/find-loan-officer/shirley-clough/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Arizona Loan Originator License #AZ LO-2016065",
        "source": "lender_site",
        "source_url": "https://www.newrez.com/find-loan-officer/shirley-clough/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 05:24:01.31035+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/shirley-clough-175716#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.newrez.com/find-loan-officer/shirley-clough/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}