{
  "canonical_url": "https://lendb.ai/lo/john-adams-1765038",
  "loan_officer": {
    "nmls_id": 1765038,
    "slug": "john-adams-1765038",
    "canonical_url": "https://lendb.ai/lo/john-adams-1765038",
    "md_url": "https://lendb.ai/lo/john-adams-1765038.md",
    "json_url": "https://lendb.ai/lo/john-adams-1765038.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1765038",
    "full_name": {
      "value": "John Adams",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/john-adams",
      "verified_at": "2026-10-09"
    },
    "first_name": "John",
    "last_name": "Adams",
    "headshot_url": {
      "value": "https://www.embracehomeloans.com/media/r2jhhtda/jadams_bio72.jpg",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/john-adams",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "John grew up in Bridgewater, NJ, just five minutes from his Embrace office, giving him deep familiarity with local real estate markets. He is hardworking, caring, and passionate about helping homebuyers find the right mortgage for their situation.",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/john-adams",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/john-adams",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/john-adams",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 2184,
      "lender_name": "Embrace Home Loans",
      "lender_slug": "embrace-home-loans-2184",
      "branch_city": "Basking Ridge",
      "branch_state": "NJ",
      "branch_zip": "07920",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/john-adams",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/john-adams",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2184,
        "lender_name": "Embrace Home Loans",
        "lender_slug": "embrace-home-loans-2184",
        "branch_city": "Basking Ridge",
        "branch_state": "NJ",
        "branch_zip": "07920",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/john-adams",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/john-adams",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO116765",
        "status": "active",
        "issued_at": "2023-01-20",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/john-adams",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NJ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/john-adams",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "education",
        "value": "Attended Bridgewater-Raritan High School and Delaware Valley University, majored in Exercise Science",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/john-adams",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 08:34:41.300123+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/john-adams-1765038#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/john-adams",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2023-01-20",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2023,
      "state": "FL"
    },
    "federal_registration": null
  }
}