{
  "canonical_url": "https://lendb.ai/lo/julie-zander-1778966",
  "loan_officer": {
    "nmls_id": 1778966,
    "slug": "julie-zander-1778966",
    "canonical_url": "https://lendb.ai/lo/julie-zander-1778966",
    "md_url": "https://lendb.ai/lo/julie-zander-1778966.md",
    "json_url": "https://lendb.ai/lo/julie-zander-1778966.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1778966",
    "full_name": {
      "value": "Julie Zander",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jzander",
      "verified_at": "2026-10-09"
    },
    "first_name": "Julie",
    "last_name": "Zander",
    "headshot_url": {
      "value": "https://v5.airtableusercontent.com/v3/u/58/58/1791554400000/g3efaHYzpOOz5JDJd9YBLw/f-QadtJt7dfjLH7bf73fng2hE9mPCKzDOWWoMk77aI5mxWNHy1oaSluzF1u_vLMdaq19Tkj0a30DbzPsIdy5acbBUjvD82osv9kGvqNG5QO4vMieEajg4q7vgPoXJJJh6tLoBZyvUZ3qp0gSMdaNyA/RIJJreKOnJOlG-HGraWT6mSYPAgXi-06SamHhWhur_g",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jzander",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Julie has over 20 years of real estate industry experience and an MBA in Finance. She is a real estate investor committed to securing best rates and loan products for clients, including first-time buyers, upgrading, and downsizing.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jzander",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jzander",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jzander",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jzander",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1839243,
      "lender_name": "Empire Home Loans",
      "lender_slug": "empire-home-loans-1839243",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.empirehomeloans.com/team/jzander",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jzander",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1839243,
        "lender_name": "Empire Home Loans",
        "lender_slug": "empire-home-loans-1839243",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.empirehomeloans.com/team/jzander",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/jzander",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/jzander",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/jzander",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "MBA specializing in Finance",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/jzander",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 10:01:05.333734+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/julie-zander-1778966#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jzander",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}