{
  "canonical_url": "https://lendb.ai/lo/chris-miller-1787407",
  "loan_officer": {
    "nmls_id": 1787407,
    "slug": "chris-miller-1787407",
    "canonical_url": "https://lendb.ai/lo/chris-miller-1787407",
    "md_url": "https://lendb.ai/lo/chris-miller-1787407.md",
    "json_url": "https://lendb.ai/lo/chris-miller-1787407.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1787407",
    "full_name": {
      "value": "Chris Miller",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/chris-miller",
      "verified_at": "2026-10-09"
    },
    "first_name": "Chris",
    "last_name": "Miller",
    "headshot_url": {
      "value": "https://www.embracehomeloans.com/media/2sah1g5k/cmiller_bio72.jpg",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/chris-miller",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Chris has served in the mortgage industry since January 2019 and was recognized as one of the Top 1% of Originators nationwide by Scotsman Guide in his second year. He holds a double major in business administration and elementary education from Wake Forest University with over 15 years of teaching experience.",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/chris-miller",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Branch Manager",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/chris-miller",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/chris-miller",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 2184,
      "lender_name": "Embrace Home Loans",
      "lender_slug": "embrace-home-loans-2184",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/chris-miller",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/chris-miller",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2184,
        "lender_name": "Embrace Home Loans",
        "lender_slug": "embrace-home-loans-2184",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/chris-miller",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/chris-miller",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/chris-miller",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NJ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/chris-miller",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NY",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/chris-miller",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since January 2019",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/chris-miller",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Top 1% of Originators nationwide by Scotsman Guide in his second year",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/chris-miller",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Double major in business administration and elementary education from Wake Forest University; over 15 years of teaching experience",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/chris-miller",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Rumson and Monmouth County, including Red Bank, Middletown, Long Branch, Asbury Park, Freehold, and surrounding communities",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/chris-miller",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 08:34:56.255179+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/chris-miller-1787407#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/new-jersey/basking-ridge/chris-miller",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}