{
  "canonical_url": "https://lendb.ai/lo/julia-sanchez-1805071",
  "loan_officer": {
    "nmls_id": 1805071,
    "slug": "julia-sanchez-1805071",
    "canonical_url": "https://lendb.ai/lo/julia-sanchez-1805071",
    "md_url": "https://lendb.ai/lo/julia-sanchez-1805071.md",
    "json_url": "https://lendb.ai/lo/julia-sanchez-1805071.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1805071",
    "full_name": {
      "value": "Julia Sanchez",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/julia",
      "verified_at": "2026-10-09"
    },
    "first_name": "Julia",
    "last_name": "Sanchez",
    "headshot_url": {
      "value": "https://v5.airtableusercontent.com/v3/u/58/58/1791554400000/LNPntDLFy896bTcNCLQs6Q/XXkOFRHczPqcCgPC378n-Q_V9ZDVi5FOipfMFN0j_IfqqSK7tyNX2YX78GJ09IAh415RZKrf_otwFhAZiE8NHCgo3GSba-etWUxuazjvQWUiqJDDLfdP_YG5X8brgWTvbGCNtMmsLr69CNPN92aB9f2vy29X8Gyw_aDEAOZmWY8/SKdqfhNaO9ug4GmkTeWfPUAM58deFTby_BcgJKVjOUE",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/julia",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Julia brings 30 years of real estate financing experience to help families achieve homeownership, particularly in underserved communities. She specializes in structuring loans for diverse borrowers from lower income to high wealth backgrounds and leads first-time homebuyer seminars.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/julia",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/julia",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [
        "es"
      ],
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/julia",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 30,
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/julia",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 90,
    "current_employment": {
      "lender_nmls_id": 1839243,
      "lender_name": "Empire Home Loans",
      "lender_slug": "empire-home-loans-1839243",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.empirehomeloans.com/team/julia",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/julia",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1839243,
        "lender_name": "Empire Home Loans",
        "lender_slug": "empire-home-loans-1839243",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.empirehomeloans.com/team/julia",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/julia",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/julia",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/julia",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "30",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/julia",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Merced County, California and throughout California",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/julia",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:59:41.025571+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/julia-sanchez-1805071#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/julia",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}