{
  "canonical_url": "https://lendb.ai/lo/ryan-campbell-1810295",
  "loan_officer": {
    "nmls_id": 1810295,
    "slug": "ryan-campbell-1810295",
    "canonical_url": "https://lendb.ai/lo/ryan-campbell-1810295",
    "md_url": "https://lendb.ai/lo/ryan-campbell-1810295.md",
    "json_url": "https://lendb.ai/lo/ryan-campbell-1810295.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1810295",
    "full_name": {
      "value": "Ryan Campbell",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
      "verified_at": "2026-10-16"
    },
    "first_name": "Ryan",
    "last_name": "Campbell",
    "headshot_url": {
      "value": "https://edge.sitecorecloud.io/bellbank1e14e-bellbankab0c-prod3ddb-d33b/media/project/bellbank/bellbankcorporate/mortgage/lender-sites/loan-officers/ryan-campbell/ryan-campbell.png?h=108&iar=0&w=108",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
      "verified_at": "2026-10-16"
    },
    "bio": null,
    "title": {
      "value": "Producing Area Manager",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 419538,
      "lender_name": "Bell Bank",
      "lender_slug": "bell-bank-419538",
      "branch_city": "Columbia",
      "branch_state": "MO",
      "branch_zip": "65201",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 419538,
        "lender_name": "Bell Bank",
        "lender_slug": "bell-bank-419538",
        "branch_city": "Columbia",
        "branch_state": "MO",
        "branch_zip": "65201",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "physician",
        "label": "Physician and medical professional",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.68,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "evidence": "lender_page_text",
        "confidence": 0.68,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.45,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [
      {
        "kind": "video_intro",
        "summary": "Ryan has a short recorded video intro on Bell Bank's site.",
        "listen_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
        "duration_seconds": null,
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
        "verified_at": "2026-10-16"
      }
    ],
    "facts": [
      {
        "kind": "credential",
        "value": "Certified Mortgage Planning Specialist (CMPS)",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "credential",
        "value": "Bell Bank President's Club",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Volunteer foster parents for nearly 20 years (with their wife)",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Serves with Safe Families for Children",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Volunteers with Columbia Foster and Adoption Project",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Extra-Mile Financial Coach with Love Columbia, Inc.",
        "source": "lender_site",
        "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 08:38:30.956533+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/ryan-campbell-1810295#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://bell.bank/mortgage/loan-officer/ryancampbell",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}