{
  "canonical_url": "https://lendb.ai/lo/andrea-trout-183903",
  "loan_officer": {
    "nmls_id": 183903,
    "slug": "andrea-trout-183903",
    "canonical_url": "https://lendb.ai/lo/andrea-trout-183903",
    "md_url": "https://lendb.ai/lo/andrea-trout-183903.md",
    "json_url": "https://lendb.ai/lo/andrea-trout-183903.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/183903",
    "full_name": {
      "value": "Andrea Trout",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html",
      "verified_at": "2026-10-09"
    },
    "first_name": "Andrea",
    "last_name": "Trout",
    "headshot_url": {
      "value": "https://www.guildmortgage.com/lib/uploads/officers/profile-photos/rgatr-andrea-trout.jpg",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Andrea has been in the mortgage industry since 2003, specializing in first-time buyer programs, VA, FHA, and USDA loans. Growing up in a military family and married to a police officer, she is committed to serving armed forces members and first responders.",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Senior Loan Officer",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 4,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 95,
    "current_employment": {
      "lender_nmls_id": 3274,
      "lender_name": "Guild Mortgage",
      "lender_slug": "guild-mortgage-3274",
      "branch_city": "Columbia",
      "branch_state": "MD",
      "branch_zip": "21044",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 3274,
        "lender_name": "Guild Mortgage",
        "lender_slug": "guild-mortgage-3274",
        "branch_city": "Columbia",
        "branch_state": "MD",
        "branch_zip": "21044",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO104741",
        "status": "active",
        "issued_at": "2022-03-24",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-09"
      },
      {
        "state": "DC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html",
        "verified_at": "2026-10-09"
      },
      {
        "state": "MD",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html",
        "verified_at": "2026-10-09"
      },
      {
        "state": "PA",
        "license_type": "state_license",
        "license_number": "61680",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://data.pa.gov/d/tyxc-jyug",
        "verified_at": "2026-10-09"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html",
        "verified_at": "2026-10-09"
      }
    ],
    "specialties": [
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "usda",
        "label": "USDA loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Howard County, Anne Arundel County, Carroll County, MD",
        "source": "lender_site",
        "source_url": "https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 06:50:13.698187+00",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/andrea-trout-183903#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://branches.guildmortgage.com/md/columbia/andrea-trout-100-rgatr.html",
      "verified_at": "2026-10-09"
    }
  }
}