{
  "canonical_url": "https://lendb.ai/lo/jay-rodriguez-1853088",
  "loan_officer": {
    "nmls_id": 1853088,
    "slug": "jay-rodriguez-1853088",
    "canonical_url": "https://lendb.ai/lo/jay-rodriguez-1853088",
    "md_url": "https://lendb.ai/lo/jay-rodriguez-1853088.md",
    "json_url": "https://lendb.ai/lo/jay-rodriguez-1853088.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1853088",
    "full_name": {
      "value": "Jay Rodriguez",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "verified_at": "2026-10-26"
    },
    "first_name": "Jay",
    "last_name": "Rodriguez",
    "licensed_names": [
      {
        "name": "Jay Rodriguez",
        "name_with_middle_initial": "Jay W. Rodriguez",
        "first_name": "Jay",
        "middle_initial": "W",
        "last_name": "Rodriguez",
        "states": [
          "FL",
          "IA",
          "OR"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-19"
      }
    ],
    "headshot_url": {
      "value": "https://www.thefederalsavingsbank.com/wp-content/uploads/2025/04/1853088-1.jpg",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "verified_at": "2026-10-26"
    },
    "bio": {
      "value": "Jay Rodriguez has worked in mortgage lending for over seven years. They have earned multiple awards within their division and ranked among top producers for three consecutive years. They are originally from Los Angeles, California.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "verified_at": "2026-10-26"
    },
    "title": {
      "value": "Vice President",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "verified_at": "2026-10-26"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "verified_at": "2026-10-26"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 7,
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "verified_at": "2026-10-26"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 411500,
      "lender_name": "The Federal Savings Bank",
      "lender_slug": "the-federal-savings-bank-411500",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "verified_at": "2026-10-26"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "lender_slug": "the-federal-savings-bank-411500",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
        "verified_at": "2026-10-26"
      },
      {
        "lender_nmls_id": 2524174,
        "lender_name": "INDEPENDENCE HOME LOANS LLC",
        "lender_slug": "independence-home-loans-llc-2524174",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": null,
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO63361",
        "status": "expired",
        "issued_at": "2019-08-13",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "IA",
        "license_type": "state_license",
        "license_number": "46072",
        "status": "expired",
        "issued_at": "2021-09-13",
        "source": "state_regulator",
        "source_url": "https://idob.iowa.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "ia"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2026-05-22",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "or"
      }
    ],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/",
        "verified_at": "2026-10-16"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "7",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "role",
        "value": "began career as a Junior Mortgage Banker",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "credential",
        "value": "multiple awards within division",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "credential",
        "value": "top producer for three consecutive years",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
        "verified_at": "2026-10-26"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 13:24:06.603055+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jay-rodriguez-1853088#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "verified_at": "2026-10-26"
    },
    "earliest_license_record": {
      "date": "2019-08-13",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2019,
      "state": "FL"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}