{
  "canonical_url": "https://lendb.ai/lo/fouad-tenn-1860456",
  "loan_officer": {
    "nmls_id": 1860456,
    "slug": "fouad-tenn-1860456",
    "canonical_url": "https://lendb.ai/lo/fouad-tenn-1860456",
    "md_url": "https://lendb.ai/lo/fouad-tenn-1860456.md",
    "json_url": "https://lendb.ai/lo/fouad-tenn-1860456.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1860456",
    "full_name": {
      "value": "Fouad Tenn",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/fouad-tenn-2/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Fouad",
    "last_name": "Tenn",
    "headshot_url": {
      "value": "https://www.thefederalsavingsbank.com/wp-content/uploads/2026/06/1860456.jpg",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/fouad-tenn-2/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Fouad Tenn is a Mortgage Banker at The Federal Savings Bank. Their profile says they have six years of experience and are a Cleveland State University graduate. Outside work, they are a Cleveland sports fan who enjoys time with family.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/fouad-tenn-2/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/fouad-tenn-2/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/fouad-tenn-2/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 6,
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/fouad-tenn/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 40,
    "current_employment": {
      "lender_nmls_id": 411500,
      "lender_name": "The Federal Savings Bank",
      "lender_slug": "the-federal-savings-bank-411500",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/fouad-tenn-2/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/fouad-tenn-2/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "lender_slug": "the-federal-savings-bank-411500",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/fouad-tenn-2/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/fouad-tenn-2/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO126736",
        "status": "expired",
        "issued_at": "2024-03-08",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/",
        "verified_at": "2026-10-16"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "6",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/fouad-tenn/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "education",
        "value": "Cleveland State University graduate",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/fouad-tenn/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 09:13:11.223602+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/fouad-tenn-1860456#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/fouad-tenn-2/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": {
      "date": "2024-03-08",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2024,
      "state": "FL"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}