{
  "canonical_url": "https://lendb.ai/lo/william-smith-1871719",
  "loan_officer": {
    "nmls_id": 1871719,
    "slug": "william-smith-1871719",
    "canonical_url": "https://lendb.ai/lo/william-smith-1871719",
    "md_url": "https://lendb.ai/lo/william-smith-1871719.md",
    "json_url": "https://lendb.ai/lo/william-smith-1871719.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1871719",
    "full_name": {
      "value": "William Smith",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/william-smith-2/",
      "verified_at": "2026-10-16"
    },
    "first_name": "William",
    "last_name": "Smith",
    "headshot_url": {
      "value": "https://www.thefederalsavingsbank.com/wp-content/uploads/2025/07/1871719-new.jpg",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/william-smith-2/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "William Smith has over seven years in the mortgage industry and previously served in the US Air Force, focusing on aerospace propulsion mechanics. They were born and raised in Phoenix, Arizona, and seek opportunities to help out at various veteran foundations.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/william-smith-2/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Vice President",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/william-smith-2/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/william-smith-2/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 7,
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/william-smith/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 55,
    "current_employment": {
      "lender_nmls_id": 411500,
      "lender_name": "The Federal Savings Bank",
      "lender_slug": "the-federal-savings-bank-411500",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/william-smith-2/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/william-smith-2/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "lender_slug": "the-federal-savings-bank-411500",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/william-smith-2/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/william-smith-2/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/",
        "verified_at": "2026-10-16"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "7",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/william-smith/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "other",
        "value": "US Air Force, Aerospace Propulsion Mechanics",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/william-smith/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "community",
        "value": "Helps out at various veteran foundations",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/william-smith/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-16 10:39:42.944807+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/william-smith-1871719#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/william-smith-2/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}