{
  "canonical_url": "https://lendb.ai/lo/luis-fajardo-1876225",
  "loan_officer": {
    "nmls_id": 1876225,
    "slug": "luis-fajardo-1876225",
    "canonical_url": "https://lendb.ai/lo/luis-fajardo-1876225",
    "md_url": "https://lendb.ai/lo/luis-fajardo-1876225.md",
    "json_url": "https://lendb.ai/lo/luis-fajardo-1876225.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1876225",
    "full_name": {
      "value": "Luis Fajardo",
      "source": "state_regulator",
      "source_url": "https://21stcenturylending.com/lo/luis-fajardo/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Luis",
    "last_name": "Fajardo",
    "headshot_url": {
      "value": "https://21stcenturylending.com/wp-content/uploads/2026/03/headshot-250-250.webp",
      "source": "state_regulator",
      "source_url": "https://21stcenturylending.com/lo/luis-fajardo/",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": null,
    "languages": {
      "value": [],
      "source": "state_regulator",
      "source_url": "https://21stcenturylending.com/lo/luis-fajardo/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 55,
    "current_employment": {
      "lender_nmls_id": 241835,
      "lender_name": "Full Realty Services, Inc.",
      "lender_slug": "full-realty-services-inc-241835",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://21stcenturylending.com/lo/luis-fajardo/",
      "lender_type": "other",
      "source": "state_regulator",
      "source_url": "https://21stcenturylending.com/lo/luis-fajardo/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 241835,
        "lender_name": "Full Realty Services, Inc.",
        "lender_slug": "full-realty-services-inc-241835",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://21stcenturylending.com/lo/luis-fajardo/",
        "lender_type": "other",
        "source": "state_regulator",
        "source_url": "https://21stcenturylending.com/lo/luis-fajardo/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "01813370",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "service_area",
        "value": "Inland Empire and San Diego",
        "source": "lender_site",
        "source_url": "https://21stcenturylending.com/lo/luis-fajardo/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 19:44:53.498501+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/luis-fajardo-1876225#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://21stcenturylending.com/lo/luis-fajardo/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}